Clear Books Limited

Reference number: 843585

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Registered with the FCA

This firm is registered to provide account information services. With your permission it can read your account data, but it cannot hold or move your money.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When clearbooks.co.uk first appeared online, and whether it can receive email
  • What kind of line 0844 816 0635 is
  • Who else gives the postcode W6 7NL
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Clear Books plc Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Account information No FSCS cover
    This firm does not hold or move your money, it only reads your account data with your permission. There are no customer funds to safeguard and FSCS protection does not arise. You can still complain about how it handled your data.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
2 July 2008 (18 years old)
Registered office
71-75 Shelton Street, Covent Garden, London, WC2H 9JQ, United Kingdom
Nature of business
  • Business and domestic software development (SIC 62012)

Directors and company secretaries

Name Role Born Appointed Other companies
Jessica Ruth Fouracre Director Oct 1982 13 Oct 2016 1 other company
Joseph Mcloughlin Director Mar 1955 9 Feb 2018 1 other company
Andrew Stephen Garvey Director Jul 1978 5 Jan 2026 4 other companies
Jessica Ruth Fouracre Secretary Not published 3 Jun 2014 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
closed down
3
still active
3

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 11 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Profit before tax

£667k

+8.1% from £616k

Net assets

£87.3k

−87% from £649k

Cash at bank

£696k

−28% from £962k

Employees (average)

12

Same as 12

Profit before tax

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06636109. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Clear Books’s history from the FCA register and Companies House, newest first.

2020

13 February 2020

  • Changed its registered name from "Clear Books plc"

FCA register

2019

8 August 2019

  • Regulated by the FCA from this date
  • Status on the FCA register became "Registered Account Information Service Provider"

FCA register

2018

26 August 2018

  • Jessica Ruth Fouracre became a part-owner (25–50% of shares)
  • Tim James Walter Fouracre stopped being a part-owner

Companies House

2016

6 April 2016

  • Fubra Limited became a part-owner (25–50% of shares)
  • Tim James Walter Fouracre became a part-owner (25–50% of shares)

Companies House

2008

2 July 2008

  • Incorporated at Companies House

Companies House

In the full report: all 25 events

  • All 25 events in its history (8 shown here)
  • Every director appointment and resignation: 17
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Firms connected to Clear Books

Other FCA-listed firms that share a director, phone number or address with Clear Books. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Clear Books

Other firms of the same type (payment or money transfer firm), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Clear Books

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 25 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Clear Books Limited FCA authorised?
Yes, Clear Books Limited (FRN 843585) is registered with the FCA and permitted to provide its regulated services.
What is Clear Books’ phone number and website?
The FCA register lists the phone number 0844 816 0635 and the website clearbooks.co.uk for Clear Books. If you were given different contact details, use these to check with the firm before going any further.
Is Clear Books a scam or clone?
Clear Books is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Clear Books?
Protection depends on which product you hold and how Clear Books handles your money, so check the specific product before you commit. You can also refer complaints about Clear Books to the Financial Ombudsman Service, free of charge.
Who owns Clear Books?
Companies House lists 2 people with significant control of Clear Books: Mrs Jessica Ruth Fouracre (25–50% of shares) and Fubra Limited (25–50% of shares). Before that, it was controlled by Mr Tim James Walter Fouracre.
Who runs Clear Books?
Companies House lists 3 directors of Clear Books: Jessica Ruth Fouracre, Joseph McLoughlin and Andrew Stephen Garvey.
How long has Clear Books been in business?
The company was formed on 2 July 2008, and has held its current FCA authorisation since August 2019.
What do Clear Books’ latest accounts show?
Its latest accounts, to 31 March 2026, show profit before tax of £667k (+8.1% from £616k) and net assets of £87.3k (−87% from £649k).
Does Clear Books use any other names?
It has previously used the name Clear Books plc.

Sources and links

The full report on Clear Books Limited

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