Cleartoken Depository Limited

Reference number: 1016940

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On the register, but not FCA authorised

This firm is registered with the FCA for anti-money-laundering checks only, which is how cryptoasset firms are registered. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.

This is the company's money-laundering registration only. It separately holds full FCA authorisation under FRN 1017352 →.

What does this mean?
  • Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
  • What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
  • It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
  • So if the firm fails or treats you badly, there is no compensation to fall back on. The FCA's own position is that crypto is largely unregulated in the UK and that compensation for crypto losses is highly unlikely.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 2 background checks

  • When cleartoken.io first appeared online, and whether it can receive email
  • Who else gives the postcode E1 6AD
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Cleartoken Trading name

Past FCA permissions and consumer protection

  • Money-laundering registration only
    This firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service generally does not cover unregulated cryptoasset activity.

Limits on the record

  • To not operate a CATM
    Cleartoken Depository Limited will not operate any machine which utilises any automated process or processes to exchange or assist in the exchange of cryptoassets for money or money for cryptoassets
  • To not provide settlement of privacy coins
    Cleartoken Depository Limited will not provide the following Cryptoasset services: - Settlement of cryptoassets that have privacy enhancing characteristics also known as 'privacy coins'
  • Not offering services to retail customers
    Cleartoken Depository Limited will not, without prior written consent from the Authority, offer or commence offering any services to retail customers.
  • The Firm will not, without prior consent from the Authority, onboard as a participant any cryptoasset exchange provider unless it is regulated in a 5MLD equivalent jurisdiction.
    The Firm will not, without prior consent from the Authority, onboard as a participant any cryptoasset exchange provider unless it is regulated in a 5MLD equivalent jurisdiction.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
15284284
Company status
Active
Company type
Private limited company
Incorporated
14 November 2023 (2 years old)
Registered office
1 Bow Churchyard, London, EC4M 9DQ, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Benjamin James Santos-Stephens Director Jan 1980 14 Nov 2023 4 other companies
Nicola Jane Beattie Director Jan 1966 20 Feb 2024 11 other companies
Henry James Daubeney Director Oct 1963 14 Feb 2025 3 other companies
Claire Samantha Conby Director Sep 1976 25 Mar 2025 6 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
17
closed down
4
are FCA-registered
3

In the full report: all 17 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 3 on the FCA register
  • The 4 companies these 4 directors run together
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Key dates in its history

Cleartoken Depository’s history from the FCA register and Companies House, newest first.

Key events (8) All events (13)

2026

14 July 2026

  • FCA imposed a requirement (The Firm will not, without prior consent from the Authority, onboard as a participant any cryptoasset exchange provider unless it is regulated in a 5MLD equivalent jurisdiction.)

FCA register

2025

11 November 2025

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not offering services to retail customers)
  • FCA imposed a requirement (To not operate a CATM)
  • FCA imposed a requirement (To not provide settlement of privacy coins)
  • Registered with the FCA

FCA register

2023

14 November 2023

  • Incorporated at Companies House
  • Cleartoken UK Holdings Limited took control (75–100% of shares)

Companies House · FCA register

In the full report: all 13 events

  • All 13 events in its history (8 shown here)
  • Every director appointment and resignation: 4
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Get the full report on Cleartoken Depository

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 17 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 13 events in its history

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Frequently asked questions about this firm

Is Cleartoken Depository Limited FCA authorised?
Cleartoken Depository Limited (FRN 1016940) is registered with the FCA under the Money Laundering Regulations only. That is anti-money-laundering supervision, not FCA authorisation, and the FCA does not supervise the firm's conduct.
What is Cleartoken Depository’s website?
The FCA register lists the website cleartoken.io for Cleartoken Depository. If you were given different contact details, use these to check with the firm before going any further.
Is Cleartoken Depository a scam or clone?
Cleartoken Depository is genuinely on the FCA's money-laundering register, so it is not an outright fake, but registration is not authorisation, and scammers impersonate registered firms too. Verify contact details against the register before sending money.
Is my money safe with Cleartoken Depository?
Money you hand to Cleartoken Depository is not protected by the FSCS. Money-laundering registration carries no compensation scheme, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
Who owns Cleartoken Depository?
Cleartoken Depository is owned by Cleartoken UK Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 14 November 2023.
Who runs Cleartoken Depository?
Companies House lists 4 directors of Cleartoken Depository: Benjamin James Santos-Stephens, Nicola Jane Beattie, Henry James Daubeney and Claire Samantha Conby.
How long has Cleartoken Depository been in business?
The company was formed on 14 November 2023.
Does Cleartoken Depository use any other names?
It trades as Cleartoken.

Sources and links

The full report on Cleartoken Depository Limited

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