Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
This company holds another FCA record
A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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No phone number on the FCA register
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Address
1 Bishops Square, London, E1 6AD, United Kingdom
In the full report: 1 background check
- Who else gives the postcode E1 6AD
Other names (1)
If you were contacted under any of these names, it is this firm.
- Cleartoken Trading name: A name it trades under now.
FCA permissions and consumer protection
- Handle payments & transfers Funds safeguardedYour money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
- 5. Issuing and/or acquiring of payment instruments.
- 6. Money remittance.
Limits on what they may do
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Agents
The firm will not onboard any agents.
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Provision of payment services
The firm will not provide payment services to an individual who is acting for purposes other than a trade, business or profession.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 15284284 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 14 November 2023 (2 years old)
- Registered office
- 1 Bow Churchyard, London, EC4M 9DQ, England
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Benjamin James Santos-Stephens | Director | Jan 1980 | 14 Nov 2023 | 4 other companies |
| Nicola Jane Beattie | Director | Jan 1966 | 20 Feb 2024 | 11 other companies |
| Henry James Daubeney | Director | Oct 1963 | 14 Feb 2025 | 3 other companies |
| Claire Samantha Conby | Director | Sep 1976 | 25 Mar 2025 | 6 other companies |
Other companies run by these 4 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 17
- closed down
- 4
- are FCA-registered
- 3
In the full report: all 17 companies, named
- What each company does, and whether it is still trading
- Which of these 4 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 3 on the FCA register
- The 4 companies these 4 directors run together
Key dates in its history
Cleartoken Depository’s history from the FCA register and Companies House, newest first.
2025
11 November 2025
- Regulated by the FCA from this date
- FCA imposed a requirement (Agents)
- FCA imposed a requirement (Provision of payment services)
- Became an authorised payment institution
FCA register
2023
14 November 2023
- Incorporated at Companies House
- Cleartoken UK Holdings Limited took control (75–100% of shares)
Companies House · FCA register
In the full report: all 11 events
- All 11 events in its history (6 shown here)
- Every director appointment and resignation: 4
Firms connected to Cleartoken Depository
Other FCA-listed firms that share a director, phone number or address with Cleartoken Depository. A link shows who the firm is tied to, not whether either can be trusted.
- past links
- 3
In the full report: all 0 connected firms, named
- 3 past links through former directors
Firms like Cleartoken Depository
Other firms of the same type (payment or money transfer firm), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Cleartoken Depository
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 17 other companies its directors have run, named
- 1 background check on its contact details
- All 11 events in its history
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Frequently asked questions about this firm
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How long has Cleartoken Depository been in business?
Does Cleartoken Depository use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- How safeguarding works fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk