Cleerly Ltd

Reference number: 920694

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When cleerly.co.uk first appeared online, and whether it can receive email
  • What kind of line 023 9421 2912 is
  • Who else gives the postcode PO15 7FN
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Other names (8)

If you were contacted under any of these names, it is this firm.

  • Cleerly Finance Trading name
  • Cleerly Mortgages Trading name
  • Professional Contractor Mortgages Trading name
  • PROFESSIONAL CONTRACTOR MORTGAGES LTD Former name
  • THIRTEEN24 CONSULTING LIMITED Former name
  • Private Label Former trading name
  • Private Label Finance Former trading name
  • www.privatelabelfinance.com Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (12 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL Advisor
  • Acting as a CBTL arranger
  • Acting as a CBTL Arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11453383
Company status
Active
Company type
Private limited company
Incorporated
6 July 2018 (8 years old)
Registered office
Ground Floor, 3 Victory Park Solent Way, Whiteley, Fareham, PO15 7FN, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Satvinder Singh Director Feb 1970 8 Dec 2023 12 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
12
closed down
8
are FCA-registered
3

In the full report: all 12 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The 3 on the FCA register
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 July 2026Small company accountsNot audited

Net assets

£381

Up £71 from £310

Cash at bank

£58.5k

<1% from £58.2k

Employees (average)

11

Same as 11

Owed within a year

£67.7k

+19% from £56.9k

Net assets

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11453383. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Cleerly’s history from the FCA register and Companies House, newest first.

Key events (14) All events (30)

2024

11 March 2024

  • Changed its registered name from "PROFESSIONAL CONTRACTOR MORTGAGES LTD"

FCA register

6 March 2024

  • Randeep Kaur became a part-owner (25–50% of shares)
  • Randeep Kaur stopped being a part-owner

Companies House

7 February 2024

  • Everett Rothford Limited took control (75–100% of shares)

Companies House

8 January 2024

  • Satvinder Singh became a part-owner (25–50% of shares)
  • Satvinder Singh stopped being a part-owner

Companies House

2023

13 December 2023

  • Andrew Samuel McBride stopped being the majority owner

Companies House

2022

7 September 2022

  • Laura Elizabeth Watts stopped being a part-owner

Companies House

2021

18 May 2021

  • Changed its registered name from "THIRTEEN24 CONSULTING LIMITED"

FCA register

2020

8 April 2020

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2019

22 July 2019

  • Andrew Samuel McBride became the majority owner (50–75% of shares)
  • Laura Elizabeth Watts became a part-owner (25–50% of shares)

Companies House

2018

6 July 2018

  • Incorporated at Companies House

Companies House

In the full report: all 30 events

  • All 30 events in its history (14 shown here)
  • Every director appointment and resignation: 5
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Firms connected to Cleerly

Other FCA-listed firms that share a director, phone number or address with Cleerly. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2
past links
3

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
  • 3 past links through former directors
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Firms like Cleerly

Other firms of the same type (mortgage adviser or broker), nearest first.

In Fareham

Cmme Mortgages and Protection LimitedFarehamAuthorisedJust Remortgages LimitedFarehamAuthorisedK. M. I Mortgage Solutions LimitedFarehamAuthorisedPark Gate (Mortgage & Protection) LimitedFarehamAuthorisedPropp LtdFarehamAuthorisedRobert FabbFarehamAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cleerly

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 12 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 30 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Cleerly Ltd FCA authorised?
Yes, Cleerly Ltd (FRN 920694) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2020 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Cleerly’s phone number and website?
The FCA register lists the phone number 023 9421 2912 and the website cleerly.co.uk for Cleerly. If you were given different contact details, use these to check with the firm before going any further.
Is Cleerly a scam or clone?
Cleerly is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Cleerly?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Cleerly to the Financial Ombudsman Service, free of charge.
Who owns Cleerly?
Cleerly is owned by Everett Rothford Limited, which holds 75–100% of shares and 75–100% of votes, since 7 February 2024. Before that, it was controlled by Mr Satvinder Singh, Miss Laura Elizabeth Watts and Mrs Randeep Kaur.
Who runs Cleerly?
Companies House lists one director of Cleerly: Satvinder Singh.
How long has Cleerly been in business?
The company was formed on 6 July 2018, and has held its current FCA authorisation since April 2020.
What do Cleerly’s latest accounts show?
Its latest accounts, to 31 July 2026, show net assets of £381 (up £71 from £310) and cash at bank of £58.5k (<1% from £58.2k).
Does Cleerly use any other names?
It trades as Cleerly Finance, Cleerly Mortgages and Professional Contractor Mortgages. It has previously used 5 other names, including PROFESSIONAL CONTRACTOR MORTGAGES LTD, THIRTEEN24 CONSULTING LIMITED and Private Label.

Sources and links

The full report on Cleerly Ltd

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