Park Gate (Mortgage & Protection) Limited

Reference number: 302919

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When parkgate.net first appeared online, and whether it can receive email
  • What kind of line 01489 580020 is
  • Who else gives the postcode PO15 7AH
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Park Gate Trading name
  • PGIS Limited Former name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (11 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments
  • Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05087041
Company status
Active
Company type
Private limited company
Incorporated
29 March 2004 (22 years old)
Registered office
54 The Causeway, Downend, Fareham, Hampshire, PO16 8RW
Nature of business
  • Activities of mortgage finance companies (SIC 64922)
  • Life insurance (SIC 65110)

Directors and company secretaries

Name Role Born Appointed Other companies
Kevin Paul Saunders Director Sep 1970 19 May 2014 1 other company
Kevin Paul Saunders Secretary Not published 29 Mar 2004 –

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Micro-entity accountsNot audited

Net assets

£87.6k

−7.5% from £94.7k

Employees (average)

2

Same as 2

Owed within a year

−£16.4k

Down £2,678 from −£13.8k

Net assets

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05087041. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Park Gate (Mortgage & Protection)’s history from the FCA register and Companies House, newest first.

Key events (9) All events (15)

2026

10 April 2026

  • Allan Saunders became a part-owner (25–50% of shares)

Companies House

2019

27 November 2019

  • Kevin Paul Saunders stopped being the majority owner

Companies House

2018

11 April 2018

  • Kevin Paul Saunders became the majority owner (50–75% of shares)

Companies House

2017

29 March 2017

  • Kevin Paul Saunders became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2009

3 February 2009

  • Changed its registered name from "PGIS Limited"

FCA register

2004

31 October 2004

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

29 March 2004

  • Incorporated at Companies House

Companies House

In the full report: all 15 events

  • All 15 events in its history (9 shown here)
  • Every director appointment and resignation: 3
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Firms like Park Gate (Mortgage & Protection)

Other firms of the same type (mortgage adviser or broker), nearest first.

In Fareham

Cleerly LtdFarehamAuthorisedCmme Mortgages and Protection LimitedFarehamAuthorisedJust Remortgages LimitedFarehamAuthorisedK. M. I Mortgage Solutions LimitedFarehamAuthorisedPropp LtdFarehamAuthorisedRobert FabbFarehamAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Park Gate (Mortgage & Protection)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 15 events in its history

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Frequently asked questions about this firm

Is Park Gate (Mortgage & Protection) Limited FCA authorised?
Yes, Park Gate (Mortgage & Protection) Limited (FRN 302919) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2004 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Park Gate (Mortgage & Protection)’s phone number and website?
The FCA register lists the phone number 01489 580020 and the website parkgate.net for Park Gate (Mortgage & Protection). If you were given different contact details, use these to check with the firm before going any further.
Is Park Gate (Mortgage & Protection) a scam or clone?
Park Gate (Mortgage & Protection) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Park Gate (Mortgage & Protection)?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Park Gate (Mortgage & Protection) to the Financial Ombudsman Service, free of charge.
Who owns Park Gate (Mortgage & Protection)?
Companies House lists 2 people with significant control of Park Gate (Mortgage & Protection): Mr Kevin Paul Saunders (25–50% of shares) and Mr Allan Saunders (25–50% of shares).
Who runs Park Gate (Mortgage & Protection)?
Companies House lists one director of Park Gate (Mortgage & Protection): Kevin Paul Saunders.
How long has Park Gate (Mortgage & Protection) been in business?
The company was formed on 29 March 2004, and has held its current FCA authorisation since October 2004.
What do Park Gate (Mortgage & Protection)’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £87.6k (−7.5% from £94.7k).
Does Park Gate (Mortgage & Protection) use any other names?
It trades as Park Gate. It has previously used the name PGIS Limited.

Sources and links

The full report on Park Gate (Mortgage & Protection) Limited

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