Clowdy Limited

Reference number: 1062482

Instant download

Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

HISCOX UNDERWRITING LTD Reference number: 308922 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Clowdy Limited (FRN 1062482) introduces customers to HISCOX UNDERWRITING LTD (FRN 308922). Any regulated advice or arranging is done by the principal, not Clowdy.
  • Example: if Clowdy refers you to a financial adviser, the advice should come from the principal firm, not from Clowdy itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When twine.net first appeared online, and whether it can receive email
  • What kind of line 0161 710 3084 is
  • Whether EC2A 4NE is a shared office: 82 other firms give it
Instant PDF download

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Hiscox Underwriting Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08195808
Company status
Active
Company type
Private limited company
Incorporated
30 August 2012 (14 years old)
Registered office
3rd Floor 86-90 Paul Street, London, EC2A 4NE, United Kingdom
Nature of business
  • Other information technology service activities (SIC 62090)

Directors and company secretaries

Name Role Born Appointed Other companies
Stuart Andrew Logan Director Aug 1985 30 Aug 2012 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
still active
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
Instant PDF download

Filed accounts and finances

Year to 31 December 2022Full accountsNot audited

Net assets

−£1.87m

Down £478k from −£1.40m

Cash at bank

£96.0k

−52% from £201k

Employees (average)

14

+56% from 9

Owed within a year

£2.12m

+27% from £1.66m

Net assets are negative: on its last balance sheet the company owed £1.87m more than it owned.

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 08195808. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Clowdy’s history from the FCA register and Companies House, newest first.

2026

9 September 2026

  • Became an introducer appointed representative

FCA register

2016

6 April 2016

  • Clowdy Group Limited took control (75–100% of shares)

Companies House

2012

30 August 2012

  • Incorporated at Companies House
  • Stuart Andrew Logan appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Clowdy

Other firms of the same type (insurance broker), nearest first.

In London

Airbnb UK Services LimitedLondonAppointed representativeKlarna Premium Services LtdLondonAppointed representativeTelus Health (U.K) LtdLondonAppointed representativeTurk Hava Yollari Anonim Ortakligi (Turkish Airlinesinc)LondonAppointed representativeQatar Airways QCSCLondonAppointed representativeEE LimitedLondonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Clowdy

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • All 4 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Clowdy Limited FCA authorised?
Clowdy Limited (FRN 1062482) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Clowdy?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Clowdy Limited (FRN 1062482) introduces customers to HISCOX UNDERWRITING LTD (FRN 308922). Any regulated advice or arranging is done by the principal, not Clowdy. Example: if Clowdy refers you to a financial adviser, the advice should come from the principal firm, not from Clowdy itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Clowdy’s phone number and website?
The FCA register lists the phone number 0161 710 3084 and the website twine.net for Clowdy. If you were given different contact details, use these to check with the firm before going any further.
Is Clowdy a scam or clone?
Clowdy is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Clowdy?
Protection works through Hiscox Underwriting Ltd, the principal firm responsible for Clowdy's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Clowdy?
Clowdy is owned by Clowdy Group Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.
Who runs Clowdy?
Companies House lists one director of Clowdy: Stuart Andrew Logan.
How long has Clowdy been in business?
The company was formed on 30 August 2012.
What do Clowdy’s latest accounts show?
Its latest accounts, to 31 December 2022, show net assets of −£1.87m (down £478k from −£1.40m) and cash at bank of £96.0k (−52% from £201k).

Sources and links

The full report on Clowdy Limited

£19.99 · Instant PDF download

Loading secure checkout…