Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 14 years
- Protected through the principal
- No FCA actions
- Active company since 2011
- Accounts filed up to 30 November 2025
Responsible principal firm
HL Partnership Limited Reference number: 303397 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- CLS Money Limited (FRN 570776) is an AR of HL Partnership Limited (FRN 303397). When you use CLS Money's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from CLS Money, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
The Old Warehouse, 18 Sirdar Road, Rayleigh, Essex, SS6 7XF, United Kingdom
In the full report: 2 background checks
- What kind of line 01268 931411 is
- Who else gives the postcode SS6 7XF
Other names (11)
If you were contacted under any of these names, it is this firm.
- Blueline Mortgages Trading name: A name it trades under now.
- CLS Trading name: A name it trades under now.
- CLS Financial Advice Trading name: A name it trades under now.
- Talk Mortgages Trading name: A name it trades under now.
- Clayton Lee Shipton Financial Advice Limited Former name: A name it was registered under before.
- CLS Insurance Advice Former trading name: A name it used to trade under.
- CLS Mortgages Former trading name: A name it used to trade under.
- CLS Protect Former trading name: A name it used to trade under.
- CLS Will Service Former trading name: A name it used to trade under.
- Indigo Mortgages Former trading name: A name it used to trade under.
- Uniform Mortgages Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through HL Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 07639774 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 19 May 2011 (15 years old)
- Registered office
- The Old Warehouse, 18 Sirdar Road, Rayleigh, Essex, SS6 7XF, England
- Nature of business
-
- Activities of mortgage finance companies (SIC 64922)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Clayton Lee Shipton | Director | Nov 1981 | 19 May 2011 | 7 other companies |
| Jeremy Paul Gibson | Director | May 1973 | 4 Dec 2025 | 87 other companies |
| Mayank Prakash | Director | Jan 1973 | 4 Dec 2025 | 57 other companies |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 99
- closed down
- 19
- went insolvent
- 1
In the full report: all 99 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- The one that went into liquidation or administration
- The 38 on the FCA register, including one no longer authorised
- The 52 companies these 3 directors run together
Filed accounts and finances
Net assets
£689k
+226% from £211k
Cash at bank
£760k
+155% from £298k
Employees (average)
40
−25% from 53
Owed within a year
£710k
+25% from £569k
Assets and liabilities
In the full report: all 8 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 07639774. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
CLS Money’s history from the FCA register and Companies House, newest first.
2025
4 December 2025
- Clayton Lee Shipton gave up control
- Pivotal Growth Limited took control (75–100% of shares)
Companies House
2016
7 December 2016
- Changed its registered name from "Clayton Lee Shipton Financial Advice Limited"
FCA register
6 April 2016
- Clayton Lee Shipton took control (75–100% of shares)
Companies House
2011
9 December 2011
- Became an appointed representative
FCA register
19 May 2011
- Incorporated at Companies House
Companies House
In the full report: all 28 events
- All 28 events in its history (6 shown here)
- Every director appointment and resignation: 3
Firms connected to CLS Money
Other FCA-listed firms that share a director, phone number or address with CLS Money. A link shows who the firm is tied to, not whether either can be trusted.
- past link
- 1
In the full report: all 0 connected firms, named
- 1 past link through former directors
Firms like CLS Money
Other firms of the same type (mortgage adviser or broker), nearest first.
In Rayleigh
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on CLS Money
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 99 other companies its directors have run, named
- 2 background checks on its contact details
- 8 years of accounts, charted
- All 28 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk