My Mortgage Angel Limited

Reference number: 1055448

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • My Mortgage Angel Limited (FRN 1055448) is an AR of HL Partnership Limited (FRN 303397). When you use My Mortgage Angel's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from My Mortgage Angel, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01268 904444

  • Address

    Office 9 The Work Lab By Space282, Claydons Lane, Rayleigh, Essex, SS6 7UP, England

In the full report: 2 background checks

  • What kind of line 01268 904444 is
  • Who else gives the postcode SS6 7UP
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through HL Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
24 June 2016 (10 years old)
Registered office
Office 9 The Work Lab By Space282, Claydons Lane, Rayleigh, Essex, SS6 7UP, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Samantha Janet Lindsay Director Jun 1978 24 Jun 2016 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
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Filed accounts and finances

Year to 30 June 2026Small company accountsNot audited

Net assets

£305

−85% from £2,004

Cash at bank

£12.5k

+14% from £11.0k

Employees (average)

2

Same as 2

Owed within a year

£21.3k

+118% from £9,754

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10250945. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

My Mortgage Angel’s history from the FCA register and Companies House, newest first.

2026

30 April 2026

  • Became an appointed representative

FCA register

26 March 2026

  • Alexander Lindsay stopped being a part-owner

Companies House

2016

25 June 2016

  • Alexander Lindsay became a part-owner (25–50% of shares)
  • Samantha Janet Lindsay took control (75–100% of shares)

Companies House

24 June 2016

  • Incorporated at Companies House

Companies House

In the full report: all 8 events

  • All 8 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Firms connected to My Mortgage Angel

Other FCA-listed firms that share a director, phone number or address with My Mortgage Angel. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like My Mortgage Angel

Other firms of the same type (mortgage adviser or broker), nearest first.

In Rayleigh

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on My Mortgage Angel

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 8 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is My Mortgage Angel Limited FCA authorised?
My Mortgage Angel Limited (FRN 1055448) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for My Mortgage Angel?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. My Mortgage Angel Limited (FRN 1055448) is an AR of HL Partnership Limited (FRN 303397). When you use My Mortgage Angel's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from My Mortgage Angel, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is My Mortgage Angel’s phone number?
The FCA register lists the phone number 01268 904444 for My Mortgage Angel. If you were given different contact details, use these to check with the firm before going any further.
Is My Mortgage Angel a scam or clone?
My Mortgage Angel is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with My Mortgage Angel?
Protection works through HL Partnership Limited, the principal firm responsible for My Mortgage Angel's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns My Mortgage Angel?
Companies House lists one person with significant control of My Mortgage Angel: Mrs Samantha Janet Lindsay (75–100% of shares). Before that, it was controlled by Mr Alexander Lindsay.
Who runs My Mortgage Angel?
Companies House lists one director of My Mortgage Angel: Samantha Janet Lindsay.
How long has My Mortgage Angel been in business?
The company was formed on 24 June 2016.
What do My Mortgage Angel’s latest accounts show?
Its latest accounts, to 30 June 2026, show net assets of £305 (−85% from £2,004) and cash at bank of £12.5k (+14% from £11.0k).

Sources and links

The full report on My Mortgage Angel Limited

£19.99 · Instant PDF download

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