Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 17 years
- Protected through the principal
- No FCA actions
- Active company since 2008
- Accounts filed up to 30 June 2025
- On its latest accounts it owed £3,190 more than it owned
Responsible principal firm
Quilter Financial Services Limited Reference number: 440703 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Clyde Financial Services Ltd (FRN 500318) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Clyde Financial Services's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Clyde Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
No website on the FCA register
-
Phone number
-
Address
Aspire Business Centre, 16 Farmeloan Road, Rutherglen, Glasgow, Lanarkshire, G73 1DL, United Kingdom
In the full report: 2 background checks
- What kind of line 0141 258 4661 is
- Who else gives the postcode G73 1DL
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Quilter Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- CLYDE FINANCIAL SERVICES LIMITED
- Company number
- SC338943 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 5 March 2008 (18 years old)
- Registered office
- Aspire Business Centre 16 Farmeloan Road, Rutherglen, Glasgow, G73 1DL, Scotland
- Nature of business
-
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Gordon Stuart Hart | Director | Jun 1969 | 5 Mar 2008 | 4 other companies |
| Amanda Hart | Secretary | Not published | 5 Mar 2008 | – |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 4
- closed down
- 3
- still active
- 1
In the full report: all 4 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
- All 4 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
−£3,190
Down £2,028 from −£1,162
Employees (average)
1
Same as 1
Owed within a year
£3,611
+140% from £1,507
Net assets are negative: on its last balance sheet the company owed £3,190 more than it owned.
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company SC338943. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Clyde Financial Services’s history from the FCA register and Companies House, newest first.
2016
1 July 2016
- David Dalziel became a part-owner (25–50% of shares)
- David Dalziel stopped being a part-owner
- Gordon Stuart Hart became the majority owner (50–75% of shares)
Companies House
2009
30 April 2009
- Became an appointed representative
FCA register
2008
5 March 2008
- Incorporated at Companies House
Companies House
In the full report: all 12 events
- All 12 events in its history (5 shown here)
- Every director appointment and resignation: 7
Firms connected to Clyde Financial Services
Other FCA-listed firms that share a director, phone number or address with Clyde Financial Services. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like Clyde Financial Services
Other firms of the same type (insurance broker), nearest first.
In Glasgow
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Clyde Financial Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 4 other companies its directors have run, named
- 2 background checks on its contact details
- 7 years of accounts, charted
- All 12 events in its history
- 1 connected firm, named, and who links them
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Clyde Financial Services Ltd FCA authorised?
What does appointed representative mean for Clyde Financial Services?
What is Clyde Financial Services’ phone number?
Is Clyde Financial Services a scam or clone?
Is my money safe with Clyde Financial Services?
Who owns Clyde Financial Services?
Who runs Clyde Financial Services?
How long has Clyde Financial Services been in business?
What do Clyde Financial Services’ latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk