CLYDESTONE UK Ltd

Reference number: 925402

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Registered with the FCA

This firm is registered as a small payment institution. That is a lighter regime than full FCA authorisation, applied to smaller payment firms, and safeguarding of customer money is optional at this size.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    020 7952 2615

  • Address

    SOBUS HUB, 196 Freston Road, London, W10 6TT, United Kingdom

In the full report: 2 background checks

  • What kind of line 020 7952 2615 is
  • Who else gives the postcode W10 6TT
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • cowrieSend Money Transfer Trading name
  • FASTWAY MONEY TRANSFER Former trading name
  • FREEDOM MONEY TRANSFER Former trading name

FCA permissions and consumer protection

  • Handle payments & transfers No FSCS cover
    Safeguarding is optional for a payment firm of this size, so your money may not be held in a separate protected account. Ask the firm whether it safeguards customer funds before sending it money. FSCS protection does not apply either way.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • 3. Executing payment transactions (no credit line)
  • 5. Issuing and/or acquiring of payment instruments.
  • 6. Money remittance.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08116062
Company status
Active
Company type
Private limited company
Incorporated
22 June 2012 (14 years old)
Registered office
23 Dundonald Road, London, SW19 3QH, England
Nature of business
  • Financial management (SIC 70221)
  • Management consultancy activities other than financial management (SIC 70229)

Directors and company secretaries

Name Role Born Appointed Other companies
Lin Pan Director Sep 1982 18 Jun 2026 None
Paul Tse Jacquaye Director Oct 1963 30 Jun 2026 4 other companies
Jiamin Liang Director Jul 1990 10 Sep 2026 None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
3
still active
1

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 June 2025Small company accountsNot audited

Net assets

−£22.4k

Down £1,680 from −£20.7k

Cash at bank

£188

−89% from £1,680

Employees (average)

2

Same as 2

Owed within a year

£22.6k

<1% from £22.4k

Net assets are negative: on its last balance sheet the company owed £22.4k more than it owned.

Net assets

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08116062. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Clydestone UK’s history from the FCA register and Companies House, newest first.

Key events (7) All events (21)

2026

18 June 2026

  • Board replaced: its only director left and a new director took over
  • Li Xiao gained significant control
  • Paul Tse Jacquaye gave up control

Companies House

2020

2 December 2020

  • Regulated by the FCA from this date
  • Registered as a small payment institution

FCA register

2016

6 April 2016

  • Paul Tse Jacquaye took control (75–100% of shares)

Companies House

2012

22 June 2012

  • Incorporated at Companies House

Companies House

In the full report: all 21 events

  • All 21 events in its history (7 shown here)
  • Every director appointment and resignation: 9
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Firms like Clydestone UK

Other firms of the same type (payment or money transfer firm), nearest first.

In London

Uber Payments UK LimitedLondonAuthorisedWise Payments LimitedLondonAuthorisedForisgfs UK LimitedLondonAuthorisedWepay Payments Ltd.LondonAuthorisedAirbnb Payments UK LimitedLondonAuthorisedMollie UK Ltd.LondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Clydestone UK

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 21 events in its history

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Frequently asked questions about this firm

Is CLYDESTONE UK Ltd FCA authorised?
Yes, CLYDESTONE UK Ltd (FRN 925402) is registered with the FCA and permitted to provide its regulated services.
What is Clydestone UK’s phone number?
The FCA register lists the phone number 020 7952 2615 for Clydestone UK. If you were given different contact details, use these to check with the firm before going any further.
Is Clydestone UK a scam or clone?
Clydestone UK is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Clydestone UK?
Protection depends on which product you hold and how Clydestone UK handles your money, so check the specific product before you commit. You can also refer complaints about Clydestone UK to the Financial Ombudsman Service, free of charge.
Who owns Clydestone UK?
Companies House lists one person with significant control of Clydestone UK: Ms Li Xiao (significant influence or control). Before that, it was controlled by Mr Paul Tse Jacquaye.
Who runs Clydestone UK?
Companies House lists 3 directors of Clydestone UK: Lin Pan, Paul Tse Jacquaye and Jiamin Liang.
How long has Clydestone UK been in business?
The company was formed on 22 June 2012, and has held its current FCA authorisation since December 2020.
What do Clydestone UK’s latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of −£22.4k (down £1,680 from −£20.7k) and cash at bank of £188 (−89% from £1,680).
Does Clydestone UK use any other names?
It trades as cowrieSend Money Transfer. It has previously used 2 other names: FASTWAY MONEY TRANSFER and FREEDOM MONEY TRANSFER.

Sources and links

The full report on CLYDESTONE UK Ltd

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