CMC Financial Ltd

Reference number: 1040637

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

MORTGAGE INTELLIGENCE LIMITED Reference number: 305330 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • CMC Financial Ltd (FRN 1040637) is an AR of MORTGAGE INTELLIGENCE LIMITED (FRN 305330). When you use CMC Financial's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from CMC Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07790 802656

  • Address

    The Garden House, Pembury Road, Tunbridge Wells, Kent, TN2 3QY, United Kingdom

In the full report: 2 background checks

  • What kind of line 07790 802656 is
  • Who else gives the postcode TN2 3QY
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • CC Financial Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Mortgage Intelligence Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16384541
Company status
Active
Company type
Private limited company
Incorporated
14 April 2025 (1 year old)
Registered office
The Garden House, Pembury Road, Tunbridge Wells, TN2 3QY, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Catherine Mary Critchley Director Aug 1978 14 Apr 2025 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 30 April 2026Small company accountsNot audited

Total equity

£142

No earlier figure to compare

Cash at bank

£5,008

No earlier figure to compare

Employees (average)

1

No earlier figure to compare

Owed within a year

£5,512

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 16384541. Figures are exactly as filed; nothing is estimated.

Key dates in its history

CMC Financial’s history from the FCA register and Companies House, newest first.

2025

16 September 2025

  • Became an appointed representative
  • Began trading as "CC Financial"

FCA register

14 April 2025

  • Incorporated at Companies House
  • Catherine Mary Critchley took control (75–100% of shares)
  • Catherine Mary Critchley appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like CMC Financial

Other firms of the same type (mortgage adviser or broker), nearest first.

In Tunbridge Wells

Daniel KitchenerTunbridge WellsAppointed representativeDeborah Fiona BriggsTunbridge WellsAppointed representativeLois Browning Financial LimitedTunbridge WellsAppointed representativeNext Step Financial Solutions LtdTunbridge WellsAppointed representativePaul Anthony FaseyTunbridge WellsAppointed representativePeter Leslie StoreyTunbridge WellsAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on CMC Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • All 5 events in its history

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Frequently asked questions about this firm

Is CMC Financial Ltd FCA authorised?
CMC Financial Ltd (FRN 1040637) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for CMC Financial?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. CMC Financial Ltd (FRN 1040637) is an AR of MORTGAGE INTELLIGENCE LIMITED (FRN 305330). When you use CMC Financial's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from CMC Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is CMC Financial’s phone number?
The FCA register lists the phone number 07790 802656 for CMC Financial. If you were given different contact details, use these to check with the firm before going any further.
Is CMC Financial a scam or clone?
CMC Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with CMC Financial?
Protection works through Mortgage Intelligence Limited, the principal firm responsible for CMC Financial's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns CMC Financial?
Companies House lists one person with significant control of CMC Financial: Mrs Catherine Mary Critchley (75–100% of shares).
Who runs CMC Financial?
Companies House lists one director of CMC Financial: Catherine Mary Critchley.
How long has CMC Financial been in business?
The company was formed on 14 April 2025.
What do CMC Financial’s latest accounts show?
Its latest accounts, to 30 April 2026, show total equity of £142 (no earlier figure to compare) and cash at bank of £5,008 (no earlier figure to compare).
Does CMC Financial use any other names?
It trades as CC Financial.

Sources and links

The full report on CMC Financial Ltd

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