Next Step Financial Solutions Ltd

Reference number: 453032

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Mortgage Next Network Limited Reference number: 300866 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Next Step Financial Solutions Ltd (FRN 453032) is an AR of Mortgage Next Network Limited (FRN 300866). When you use Next Step Financial Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Next Step Financial Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01892 511331

  • Address

    The White House, 22 St. Marys Lane, Speldhurst, Tunbridge Wells, Kent, TN3 0PR, United Kingdom

In the full report: 2 background checks

  • What kind of line 01892 511331 is
  • Who else gives the postcode TN3 0PR
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Next Step Mortgages Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Mortgage Next Network Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
NEXT STEP FINANCIAL SOLUTIONS LIMITED
Company number
05652115
Company status
Active
Company type
Private limited company
Incorporated
13 December 2005 (20 years old)
Registered office
Shadwell House, 65 Lower Green Road Rusthall, Tunbridge Wells, Kent, TN4 8TW
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Glenn Fuller Director Jul 1961 12 Apr 2006 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 April 2025Small company accountsNot audited

Total equity

£100

Same as £100

Cash at bank

£2,758

+113% from £1,296

Employees (average)

1

Same as 1

Owed within a year

£4,407

−6.9% from £4,734

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05652115. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Next Step Financial Solutions’s history from the FCA register and Companies House, newest first.

Key events (3) All events (11)

2016

13 December 2016

  • Glenn Fuller took control (75–100% of shares)

Companies House

2006

8 June 2006

  • Became an appointed representative

FCA register

2005

13 December 2005

  • Incorporated at Companies House

Companies House

In the full report: all 11 events

  • All 11 events in its history (3 shown here)
  • Every director appointment and resignation: 7
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Firms like Next Step Financial Solutions

Other firms of the same type (mortgage adviser or broker), nearest first.

In Tunbridge Wells

CMC Financial LtdTunbridge WellsAppointed representativeDaniel KitchenerTunbridge WellsAppointed representativeDeborah Fiona BriggsTunbridge WellsAppointed representativeLois Browning Financial LimitedTunbridge WellsAppointed representativePaul Anthony FaseyTunbridge WellsAppointed representativePeter Leslie StoreyTunbridge WellsAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Next Step Financial Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 11 events in its history

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Frequently asked questions about this firm

Is Next Step Financial Solutions Ltd FCA authorised?
Next Step Financial Solutions Ltd (FRN 453032) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Next Step Financial Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Next Step Financial Solutions Ltd (FRN 453032) is an AR of Mortgage Next Network Limited (FRN 300866). When you use Next Step Financial Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Next Step Financial Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Next Step Financial Solutions’ phone number?
The FCA register lists the phone number 01892 511331 for Next Step Financial Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Next Step Financial Solutions a scam or clone?
Next Step Financial Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Next Step Financial Solutions?
Protection works through Mortgage Next Network Limited, the principal firm responsible for Next Step Financial Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Next Step Financial Solutions?
Companies House lists one person with significant control of Next Step Financial Solutions: Mr Glenn Fuller (75–100% of shares).
Who runs Next Step Financial Solutions?
Companies House lists one director of Next Step Financial Solutions: Glenn Fuller.
How long has Next Step Financial Solutions been in business?
The company was formed on 13 December 2005.
What do Next Step Financial Solutions’ latest accounts show?
Its latest accounts, to 30 April 2025, show total equity of £100 (same as £100) and cash at bank of £2,758 (+113% from £1,296).
Does Next Step Financial Solutions use any other names?
It trades as Next Step Mortgages.

Sources and links

The full report on Next Step Financial Solutions Ltd

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