Coast Financial Services Limited

Reference number: 580321

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

STONEBRIDGE MORTGAGE SOLUTIONS LIMITED Reference number: 454811 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Coast Financial Services Limited (FRN 580321) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Coast Financial Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Coast Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07875 595106

  • Address

    16 Norton Drive, Fareham, Hants, PO16 7PY, United Kingdom

In the full report: 2 background checks

  • What kind of line 07875 595106 is
  • Who else gives the postcode PO16 7PY
Instant PDF download
Other names (2)

If you were contacted under any of these names, it is this firm.

  • Clare Parrott Former name
  • Coast Financial Services Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09101937
Company status
Active
Company type
Private limited company
Incorporated
25 June 2014 (12 years old)
Registered office
F2 Fareham Heights, Standard Way, Fareham, PO16 8XT, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Clare Rachael Hawkins Director Dec 1967 25 Jun 2014 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
Instant PDF download

Filed accounts and finances

Year to 30 June 2025Abridged accountsNot audited

Net assets

£2,085

Up £1,847 from £238

Cash at bank

£1,301

Up £631 from £670

Employees (average)

1

Same as 1

Owed within a year

£10.1k

+36% from £7,402

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09101937. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Coast Financial Services’s history from the FCA register and Companies House, newest first.

2025

12 February 2025

  • Changed its registered name from "Coast Financial Services Ltd"

FCA register

2023

25 October 2023

  • Richard John Hawkins became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • Clare Rachael Hawkins took control (75–100% of shares)

Companies House

2014

30 July 2014

  • Changed its registered name from "Clare Parrott"

FCA register

25 June 2014

  • Incorporated at Companies House
  • Clare Rachael Hawkins appointed as a director

Companies House

2012

27 April 2012

  • Became an appointed representative
  • Began trading as "Coast Financial Services"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Coast Financial Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In Fareham

Albany Park Mortgages LimitedFarehamAppointed representativeC L Mortgages and Protection LtdFarehamAppointed representativeCreative Lending Solutions LtdFarehamAppointed representativeEasy Mortgages LimitedFarehamAppointed representativeEdwin GuyFarehamAppointed representativeKnight Shaw LtdFarehamAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Coast Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 8 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Coast Financial Services Limited FCA authorised?
Coast Financial Services Limited (FRN 580321) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Coast Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Coast Financial Services Limited (FRN 580321) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Coast Financial Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Coast Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Coast Financial Services’ phone number?
The FCA register lists the phone number 07875 595106 for Coast Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Coast Financial Services a scam or clone?
Coast Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Coast Financial Services?
Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for Coast Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Coast Financial Services?
Companies House lists 2 people with significant control of Coast Financial Services: Mrs Clare Rachael Hawkins (75–100% of shares) and Mr Richard John Hawkins (25–50% of shares).
Who runs Coast Financial Services?
Companies House lists one director of Coast Financial Services: Clare Rachael Hawkins.
How long has Coast Financial Services been in business?
The company was formed on 25 June 2014.
What do Coast Financial Services’ latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £2,085 (up £1,847 from £238) and cash at bank of £1,301 (up £631 from £670).
Does Coast Financial Services use any other names?
It has previously used 2 other names: Clare Parrott and Coast Financial Services Ltd.

Sources and links

The full report on Coast Financial Services Limited

£19.99 · Instant PDF download

Loading secure checkout…