Easy Mortgages Limited

Reference number: 972959

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Easy Mortgages Limited (FRN 972959) is an AR of MORTGAGE INTELLIGENCE LIMITED (FRN 305330). When you use Easy Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Easy Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When easy-mortgages.co.uk first appeared online, and whether it can receive email
  • What kind of line 07368 330822 is
  • Who else gives the postcode PO14 4SF
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Mortgage Intelligence Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
20 January 2022 (4 years old)
Registered office
41 Agincourt Avenue, Gosport, PO13 8NU, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Charles Andrew Mark Calvert Director Jun 1983 20 Jan 2022 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1
is FCA-registered
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
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Filed accounts and finances

Year to 31 January 2026Micro-entity accountsNot audited

Employees (average)

1

Same as 1

In the full report: all 4 years of accounts

  • Every year from 2023 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13862954. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Easy Mortgages’s history from the FCA register and Companies House, newest first.

2022

28 March 2022

  • Became an appointed representative

FCA register

20 January 2022

  • Incorporated at Companies House
  • Charles Andrew Mark Calvert took control (75–100% of shares)
  • Charles Andrew Mark Calvert appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Easy Mortgages

Other FCA-listed firms that share a director, phone number or address with Easy Mortgages. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Easy Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In Fareham

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Easy Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 4 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Easy Mortgages Limited FCA authorised?
Easy Mortgages Limited (FRN 972959) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Easy Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Easy Mortgages Limited (FRN 972959) is an AR of MORTGAGE INTELLIGENCE LIMITED (FRN 305330). When you use Easy Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Easy Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Easy Mortgages’ phone number and website?
The FCA register lists the phone number 07368 330822 and the website easy-mortgages.co.uk for Easy Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is Easy Mortgages a scam or clone?
Easy Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Easy Mortgages?
Protection works through Mortgage Intelligence Limited, the principal firm responsible for Easy Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Easy Mortgages?
Companies House lists one person with significant control of Easy Mortgages: Mr Charles Andrew Mark Calvert (75–100% of shares).
Who runs Easy Mortgages?
Companies House lists one director of Easy Mortgages: Charles Andrew Mark Calvert.
How long has Easy Mortgages been in business?
The company was formed on 20 January 2022.
What do Easy Mortgages’ latest accounts show?

Sources and links

The full report on Easy Mortgages Limited

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