Cobain Digital Limited

Reference number: 713027

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Scammers have impersonated this firm. The FCA has published 1 warning naming the fake phone numbers, emails and websites they used. See the warnings →

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When cobaindigital.co.uk first appeared online, and whether it can receive email
  • What kind of line 07919 891429 is, and the other firm that gives it
  • Who else gives the postcode CO9 4ND
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Other names (16)

If you were contacted under any of these names, it is this firm.

  • DotBroker Trading name
  • http://guarantorloanscomparison.com/ Trading name
  • https://fastloansgo.co.uk Trading name
  • https://instantperfectloans.co.uk/ Trading name
  • https://theperfectloans.com/ Trading name
  • https://www.guarantorloancomparison.co.uk Trading name
  • https://www.masaloans.com/ Trading name
  • SUCO Trading name
  • WUCO.co.uk Trading name
  • AcceptLoans Former trading name
  • Cobain Media Former trading name
  • https://collectloan.co.uk Former trading name
  • https://compactcash.co.uk Former trading name
  • https://guarantorloans.com Former trading name
  • https://loanberry.co.uk Former trading name
  • https://loanwallet.co.uk Former trading name

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake phone numbers (10)
  • 0116 488 3693
  • 0161 531 8539
  • 01724 304006
  • 01740 809201
  • 020 3026 5379
  • 020 3026 5408
  • 020 8058 4203
  • 07451 253332
  • 07520 639817
  • 07865 016243
Fake email addresses (9)
  • congas9ratas-your-lsosan-approved@googlegroups.com
  • congrasdtss-doan-dspprosdved@googlegroups.com
  • get-tmoney-disarectly-in-bank-account-today@googlegroups.com
  • infopaysafefinance@gmail.com
  • loanapproved41@gmail.com
  • loanapproved524@gmail.com
  • money-in-minutes465323@googlegroups.com
  • paysafefinance@gmail.com
  • thecashdepotuk@gmail.com
Fake websites (7)
  • paysafe-finance.online
  • paysafe-financeuk.site
  • paysafefinance.online
  • paysafefinance.site
  • paysafefinanceuk.online
  • paysafeukfinance.online
  • paysafeukfinance.site
The FCA warning these came from

Scammers change these details often. Always check the live FCA warning.

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Credit Broking

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08954504
Company status
Active
Company type
Private limited company
Incorporated
24 March 2014 (12 years old)
Registered office
Highfields Yeldham Road, Stambourne, Halstead, CO9 4ND, England
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Paul David Cobain Director Mar 1974 24 Mar 2014 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£62.3k

+731% from £7,502

Employees (average)

1

Same as 1

Owed within a year

£152k

+14% from £133k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08954504. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Cobain Digital’s history from the FCA register and Companies House, newest first.

Key events (5) All events (37)

2026

6 February 2026

  • FCA warned the public about a scam impersonating this firm

FCA warning list

2016

6 April 2016

  • Paul David Cobain took control (75–100% of shares)

Companies House

6 January 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2014

24 March 2014

  • Incorporated at Companies House

Companies House

In the full report: all 37 events

  • All 37 events in its history (5 shown here)
  • Every director appointment and resignation: 7
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Firms connected to Cobain Digital

Other FCA-listed firms that share a director, phone number or address with Cobain Digital. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its phone number
1

In the full report: the connected firm, named

  • How it is linked: the same phone number (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Cobain Digital

Other firms of the same type (credit broker), nearest first.

In Halstead

Catering and Exhibition LimitedHalsteadAppointed representativeGosfield School LimitedHalsteadAppointed representative

In the Colchester (CO) postcode area

Financial Compliance LimitedSudburyAuthorisedJohn HerbertClacton-on-SeaAuthorisedKevin GoodingManningtreeAuthorisedKevin PilkingtonManningtreeAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cobain Digital

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 37 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Cobain Digital Limited FCA authorised?
Yes, Cobain Digital Limited (FRN 713027) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2016 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Cobain Digital’s phone number and website?
The FCA register lists the phone number 07919 891429 and the website cobaindigital.co.uk for Cobain Digital. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Cobain Digital a scam or clone?
Scammers have impersonated Cobain Digital: the FCA has published a warning about fake versions of it, using contact details that are not the firm's. Only trust the details the FCA register gives for Cobain Digital, shown on this page.
Is my money safe with Cobain Digital?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Cobain Digital handles your money, so check the specific product before you commit. You can also refer complaints about Cobain Digital to the Financial Ombudsman Service, free of charge.
Who owns Cobain Digital?
Companies House lists one person with significant control of Cobain Digital: Mr Paul David Cobain (75–100% of shares).
Who runs Cobain Digital?
Companies House lists one director of Cobain Digital: Paul David Cobain.
How long has Cobain Digital been in business?
The company was formed on 24 March 2014, and has held its current FCA authorisation since January 2016.
What do Cobain Digital’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £62.3k (+731% from £7,502).
Does Cobain Digital use any other names?
It trades as DotBroker, http://guarantorloanscomparison.com/, https://fastloansgo.co.uk, https://instantperfectloans.co.uk/ and https://theperfectloans.com/, and 4 more names. It has previously used 7 other names, including AcceptLoans, Cobain Media and https://collectloan.co.uk.

Sources and links

The full report on Cobain Digital Limited

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