Colin Gathercole

Reference number: 971228

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Appointed representative

Colin Gathercole does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Colin Gathercole (FRN 971228) is an AR of AFS Compliance Ltd (FRN 625035). When you use Colin Gathercole's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Colin Gathercole, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01553 611619

  • Address

    Lake Business Centre, Crossbank Road, King's Lynn, Norfolk, PE30 2HD, United Kingdom

In the full report: 2 background checks

  • What kind of line 01553 611619 is
  • Who else gives the postcode PE30 2HD
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Complete Commercial Finance Trading name: A name it trades under now.
  • Synergy Commercial Finance Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through AFS Compliance Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Colin Gathercole’s history from the FCA register and Companies House, newest first.

2022

30 March 2022

  • Began trading as "Synergy Commercial Finance"

FCA register

4 March 2022

  • Became an appointed representative
  • Began trading as "Complete Commercial Finance"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Colin Gathercole

Other FCA-listed firms that share a director, phone number or address with Colin Gathercole. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Colin Gathercole

Other firms of the same type (mortgage adviser or broker), nearest first.

In King's Lynn

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Colin Gathercole

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 3 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Colin Gathercole FCA authorised?
Colin Gathercole (FRN 971228) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Colin Gathercole?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Colin Gathercole (FRN 971228) is an AR of AFS Compliance Ltd (FRN 625035). When you use Colin Gathercole's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Colin Gathercole, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Colin Gathercole’s phone number?
The FCA register lists the phone number 01553 611619 for Colin Gathercole. If you were given different contact details, use these to check with the firm before going any further.
Is Colin Gathercole a scam or clone?
Colin Gathercole is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Colin Gathercole?
Protection works through AFS Compliance Ltd, the principal firm responsible for Colin Gathercole's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Colin Gathercole use any other names?
It trades as Complete Commercial Finance and Synergy Commercial Finance.

Sources and links

The full report on Colin Gathercole

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