Collar Mortgage Services Limited

Reference number: 1056703

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Collar Mortgage Services Limited (FRN 1056703) is an AR of Cornerstone Finance Group Ltd (FRN 767202). When you use Collar Mortgage Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Collar Mortgage Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07795 525444

  • Address

    4 Cranwell Road, Locking Parklands, Weston-Super-Mare, North Somerset, BS24 7GF, United Kingdom

In the full report: 2 background checks

  • What kind of line 07795 525444 is
  • Who else gives the postcode BS24 7GF
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Cornerstone Finance Group Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
28 March 2019 (7 years old)
Registered office
4 Cranwell Road, Locking Parklands, Weston-Super-Mare, North Somerset, BS24 7GF, United Kingdom
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Catherine Anne Collar Director Nov 1974 28 Mar 2019 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 March 2023Micro-entity accountsNot audited

Total equity

−£6,276

−302% from £3,114

Employees (average)

0

−100% from 1

Owed within a year

£6,939

−64% from £19.5k

Total equity is negative: on its last balance sheet the company owed £6,276 more than it owned.

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2020 to 2023
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11911352. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Collar Mortgage Services’s history from the FCA register and Companies House, newest first.

2026

22 June 2026

  • Became an appointed representative

FCA register

2019

28 March 2019

  • Incorporated at Companies House
  • Catherine Anne Collar took control (75–100% of shares)
  • Catherine Anne Collar appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Collar Mortgage Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In Weston-Super-Mare

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Collar Mortgage Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 4 years of accounts, charted
  • All 4 events in its history

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Frequently asked questions about this firm

Is Collar Mortgage Services Limited FCA authorised?
Collar Mortgage Services Limited (FRN 1056703) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Collar Mortgage Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Collar Mortgage Services Limited (FRN 1056703) is an AR of Cornerstone Finance Group Ltd (FRN 767202). When you use Collar Mortgage Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Collar Mortgage Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Collar Mortgage Services’ phone number?
The FCA register lists the phone number 07795 525444 for Collar Mortgage Services. If you were given different contact details, use these to check with the firm before going any further.
Is Collar Mortgage Services a scam or clone?
Collar Mortgage Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Collar Mortgage Services?
Protection works through Cornerstone Finance Group Ltd, the principal firm responsible for Collar Mortgage Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Collar Mortgage Services?
Companies House lists one person with significant control of Collar Mortgage Services: Mrs Catherine Anne Collar (75–100% of shares).
Who runs Collar Mortgage Services?
Companies House lists one director of Collar Mortgage Services: Catherine Anne Collar.
How long has Collar Mortgage Services been in business?
The company was formed on 28 March 2019.
What do Collar Mortgage Services’ latest accounts show?
Its latest accounts, to 31 March 2023, show total equity of −£6,276 (−302% from £3,114).

Sources and links

The full report on Collar Mortgage Services Limited

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