Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Unit E, Copse Walk, Cardiff Gate Business Park, Pontprennau, Cardiff, Caerdydd, CF23 8RB, United Kingdom
In the full report: 3 background checks
- When cornerstonefinance.co.uk first appeared online, and whether it can receive email
- What kind of line 029 2166 0550 is
- Who else gives the postcode CF23 8RB
Other names (10)
If you were contacted under any of these names, it is this firm.
- Cornerstone Commercial Finance Trading name: A name it trades under now.
- Cornerstone Finance Trading name: A name it trades under now.
- Cornerstone Protect Trading name: A name it trades under now.
- Cornerstone Wealth Trading name: A name it trades under now.
- fin.commercial Trading name: A name it trades under now.
- The Cornerstone Network Trading name: A name it trades under now.
- Cornerstone Loans Ltd Former name: A name it was registered under before.
- Best Property Loans Former trading name: A name it used to trade under.
- Cornerstone Protection Direct Former trading name: A name it used to trade under.
- Home Equity Release Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Give regulated advice FSCS may applyA claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
- Manage or trade investments FSCS may applyEligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
- Advise on or arrange mortgages FSCS may applyMortgage advice and arranging may be FSCS-covered, up to the limit that applies.
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (11 permissions)
- Acting as a CBTL advisor
- Acting as a CBTL arranger
- Advising on investments (except on Pension Transfers and Pension Opt Outs)
- Advising on regulated mortgage contracts
- Arranging (bringing about) deals in investments
- Arranging (bringing about) regulated mortgage contracts
- Credit Broking
- Debt Adjusting
- Debt-counselling
- Making arrangements with a view to regulated mortgage contracts
- Making arrangements with a view to transactions in investments
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 08458702 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 22 March 2013 (13 years old)
- Registered office
- Unit E Copse Walk, Pontprennau, Cardiff, CF23 8RB, Wales
- Nature of business
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- Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Jason Lee Jones | Director | Jun 1973 | 22 Mar 2013 | 18 other companies |
| Gareth Thomas Morgan | Director | May 1980 | 22 Mar 2013 | 8 other companies |
| Michael Ian Wayman | Director | Sep 1972 | 15 Nov 2016 | 22 other companies |
| Haydn Thomas | Director | Mar 1967 | 1 May 2024 | 5 other companies |
| Kevin Ian Morgan | Director | Jan 1971 | 5 Aug 2025 | 4 other companies |
Other companies run by these 5 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 40
- closed down
- 16
- went insolvent
- 1
In the full report: all 40 companies, named
- What each company does, and whether it is still trading
- Which of these 5 directors sit on each board, and since when
- The one that went into liquidation or administration
- The one on the FCA register
- The 11 companies these 5 directors run together
- All 6 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£740k
+94% from £381k
Cash at bank
£1.25m
+164% from £472k
Owed within a year
£588k
+54% from £381k
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 08458702. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Cornerstone Finance Group’s history from the FCA register and Companies House, newest first.
2026
30 September 2026
- Cornerstone Finance Group Holdings 2 Limited took control (75–100% of shares)
- Gareth Thomas Morgan stopped being a part-owner
- Jason Lee Jones stopped being a part-owner
- Michael Ian Wayman stopped being a part-owner
Companies House
2019
2 May 2019
- Changed its registered name from "Cornerstone Loans Ltd"
FCA register
2017
24 May 2017
- Regulated by the FCA from this date
- Became authorised by the FCA
FCA register
2016
15 November 2016
- Michael Ian Wayman became a part-owner (25–50% of shares)
Companies House
6 April 2016
- Gareth Thomas Morgan became a part-owner (25–50% of shares)
- Jason Lee Jones became a part-owner (25–50% of shares)
Companies House
2013
22 March 2013
- Incorporated at Companies House
Companies House
In the full report: all 31 events
- All 31 events in its history (11 shown here)
- Every director appointment and resignation: 7
Firms connected to Cornerstone Finance Group
Other FCA-listed firms that share a director, phone number or address with Cornerstone Finance Group. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share a director
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: shared directors (1), the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like Cornerstone Finance Group
Other firms of the same type (mortgage adviser or broker), nearest first.
In Cardiff
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Cornerstone Finance Group
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 40 other companies its directors have run, named
- 3 background checks on its contact details
- 6 years of accounts, charted
- All 31 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk