Gps Financial Ltd

Reference number: 975825

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When gpsfinancial.co.uk first appeared online, and whether it can receive email
  • What kind of line 029 2267 7707 is
  • Who else gives the postcode CF24 5EL
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • GPS Trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (12 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL Advisor
  • Acting as a CBTL arranger
  • Acting as a CBTL Arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08738611
Company status
Active
Company type
Private limited company
Incorporated
18 October 2013 (13 years old)
Registered office
R02/03 Cardiff Bay Business Centre, Cardiff, CF24 5EL, Wales
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Morgan Alistair Cameron Stewart Director Jul 1981 18 Oct 2013 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£93.5k

Up £93.3k from £162

Cash at bank

£42.6k

+238% from £12.6k

Employees (average)

4

Same as 4

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08738611. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Gps Financial’s history from the FCA register and Companies House, newest first.

Key events (5) All events (9)

2023

1 April 2023

  • Charlotte Leanne Donovan-Stewart became a part-owner (25–50% of shares)

Companies House

8 March 2023

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

6 April 2016

  • Morgan Alistair Cameron Stewart took control (75–100% of shares)

Companies House

2013

18 October 2013

  • Incorporated at Companies House

Companies House

In the full report: all 9 events

  • All 9 events in its history (5 shown here)
  • Every director appointment and resignation: 1
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Firms like Gps Financial

Other firms of the same type (mortgage adviser or broker), nearest first.

In Cardiff

Adapt MortgagesCardiffAuthorisedArkke Capital LtdCardiffAuthorisedCardiff Financial Services LimitedCardiffAuthorisedCharles Frank Finance LimitedCardiffAuthorisedCornerstone Finance Group LtdCardiffAuthorisedGoBear Loans LtdCardiffAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Gps Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 9 events in its history

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Frequently asked questions about this firm

Is Gps Financial Ltd FCA authorised?
Yes, Gps Financial Ltd (FRN 975825) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2023 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Gps Financial’s phone number and website?
The FCA register lists the phone number 029 2267 7707 and the website gpsfinancial.co.uk for Gps Financial. If you were given different contact details, use these to check with the firm before going any further.
Is Gps Financial a scam or clone?
Gps Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Gps Financial?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Gps Financial to the Financial Ombudsman Service, free of charge.
Who owns Gps Financial?
Companies House lists 2 people with significant control of Gps Financial: Mr Morgan Alistair Cameron Stewart (75–100% of shares) and Mrs Charlotte Leanne Donovan-Stewart (25–50% of shares).
Who runs Gps Financial?
Companies House lists one director of Gps Financial: Morgan Alistair Cameron Stewart.
How long has Gps Financial been in business?
The company was formed on 18 October 2013, and has held its current FCA authorisation since March 2023.
What do Gps Financial’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £93.5k (up £93.3k from £162) and cash at bank of £42.6k (+238% from £12.6k).
Does Gps Financial use any other names?
It trades as GPS.

Sources and links

The full report on Gps Financial Ltd

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