Collective Cover Ltd

Reference number: 1047861

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Collective Cover Ltd (FRN 1047861) is an AR of ADVENT SOLUTIONS MANAGEMENT LIMITED (FRN 308751). When you use Collective Cover's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Collective Cover, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When collectiveinsurance.co.uk first appeared online, and whether it can receive email
  • What kind of line 07494 137990 is
  • Who else gives the postcode EC3M 5JF
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Advent Solutions Management Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
1 October 2025 (1 year old)
Registered office
Oneadvent, 4th Floor, 107 Fenchurch Street, London, EC3M 5JF, United Kingdom
Nature of business
  • Non-life insurance (SIC 65120)
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Kyle Dylan Baird Director Sep 1996 1 Oct 2025 None
Sean Paul Jones Director Mar 1978 1 Oct 2025 2 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2
are FCA-registered
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
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Key dates in its history

Collective Cover’s history from the FCA register and Companies House, newest first.

2026

13 January 2026

  • Became an appointed representative

FCA register

2025

1 October 2025

  • Incorporated at Companies House
  • Kyle Dylan Baird became a part-owner (25–50% of shares)
  • Sean Paul Jones became a part-owner (25–50% of shares)
  • Kyle Dylan Baird appointed as a director
  • Sean Paul Jones appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Collective Cover

Other FCA-listed firms that share a director, phone number or address with Collective Cover. A link shows who the firm is tied to, not whether either can be trusted.

past links
2

In the full report: all 0 connected firms, named

  • 2 past links through former directors
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Firms like Collective Cover

Other firms of the same type (insurance broker), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Collective Cover

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 6 events in its history

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Frequently asked questions about this firm

Is Collective Cover Ltd FCA authorised?
Collective Cover Ltd (FRN 1047861) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Collective Cover?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Collective Cover Ltd (FRN 1047861) is an AR of ADVENT SOLUTIONS MANAGEMENT LIMITED (FRN 308751). When you use Collective Cover's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Collective Cover, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Collective Cover’s phone number and website?
The FCA register lists the phone number 07494 137990 and the website collectiveinsurance.co.uk for Collective Cover. If you were given different contact details, use these to check with the firm before going any further.
Is Collective Cover a scam or clone?
Collective Cover is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Collective Cover?
Protection works through Advent Solutions Management Limited, the principal firm responsible for Collective Cover's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Collective Cover?
Companies House lists 2 people with significant control of Collective Cover: Mr Sean Paul Jones (25–50% of shares) and Kyle Dylan Baird (25–50% of shares).
Who runs Collective Cover?
Companies House lists 2 directors of Collective Cover: Kyle Dylan Baird and Sean Paul Jones.
How long has Collective Cover been in business?
The company was formed on 1 October 2025.

Sources and links

The full report on Collective Cover Ltd

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