Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
Responsible principal firm
Ingard Financial Limited Reference number: 450731 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Colossus Financial Solutions Ltd (FRN 918586) is an AR of Ingard Financial Limited (FRN 450731). When you use Colossus Financial Solutions's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Colossus Financial Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
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Address
34 Richmond Gardens, Harrow, HA3 6AJ, United Kingdom
In the full report: 2 background checks
- What kind of line 07939 197138 is
- Who else gives the postcode HA3 6AJ
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Ingard Financial Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Firms like Colossus Financial Solutions
Other firms of the same type (mortgage adviser or broker), nearest first.
In Harrow
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Colossus Financial Solutions
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 2 background checks on its contact details
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Frequently asked questions about this firm
Is Colossus Financial Solutions Ltd FCA authorised?
What does appointed representative mean for Colossus Financial Solutions?
What is Colossus Financial Solutions’ phone number?
Is Colossus Financial Solutions a scam or clone?
Is my money safe with Colossus Financial Solutions?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk