Flash Finance Limited

Reference number: 413041

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Mortgage Next Network Limited Reference number: 300866 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Flash Finance Limited (FRN 413041) is an AR of Mortgage Next Network Limited (FRN 300866). When you use Flash Finance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Flash Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When flash-finance.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 8420 1296 is
  • Who else gives the postcode HA2 6JY
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Daystar Property Services Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Mortgage Next Network Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
FLASH FINANCE LTD
Company number
04272087
Company status
Active
Company type
Private limited company
Incorporated
16 August 2001 (25 years old)
Registered office
57 Pinner Park Avenue, North Harrow, Middlesex, HA2 6JY
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
  • Real estate agencies (SIC 68310)

Directors and company secretaries

Name Role Born Appointed Other companies
Rehan Shams Director Jul 1971 20 Aug 2001 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • All 3 people who have been directors, with their dates
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Filed accounts and finances

Year to 28 February 2025Small company accountsNot audited

Net assets

−£13.2k

Up £1,987 from −£15.2k

Employees (average)

1

Same as 1

Owed within a year

£13.0k

+1.1% from £12.9k

Net assets are negative: on its last balance sheet the company owed £13.2k more than it owned.

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04272087. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Flash Finance’s history from the FCA register and Companies House, newest first.

Key events (4) All events (8)

2016

16 August 2016

  • Rehan Shams took control (75–100% of shares)

Companies House

2005

9 August 2005

  • Changed its registered name from "Daystar Property Services Ltd"

FCA register

2004

31 October 2004

  • Became an appointed representative

FCA register

2001

16 August 2001

  • Incorporated at Companies House

Companies House

In the full report: all 8 events

  • All 8 events in its history (4 shown here)
  • Every director appointment and resignation: 3
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Firms like Flash Finance

Other firms of the same type (mortgage adviser or broker), nearest first.

In Harrow

Advent Financial Services LtdHarrowAppointed representativeAlpha Mortgage Solutions LtdHarrowAppointed representativeAUM Private LimitedHarrowAppointed representativeColossus Financial Solutions LtdHarrowAppointed representativeDavid Carnac Financial Services LimitedHarrowAppointed representativeFortyOne Money LimitedHarrowAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Flash Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 8 events in its history

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Frequently asked questions about this firm

Is Flash Finance Limited FCA authorised?
Flash Finance Limited (FRN 413041) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Flash Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Flash Finance Limited (FRN 413041) is an AR of Mortgage Next Network Limited (FRN 300866). When you use Flash Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Flash Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Flash Finance’s phone number and website?
The FCA register lists the phone number 020 8420 1296 and the website flash-finance.co.uk for Flash Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Flash Finance a scam or clone?
Flash Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Flash Finance?
Protection works through Mortgage Next Network Limited, the principal firm responsible for Flash Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Flash Finance?
Companies House lists one person with significant control of Flash Finance: Mr Rehan Shams (75–100% of shares).
Who runs Flash Finance?
Companies House lists one director of Flash Finance: Rehan Shams.
How long has Flash Finance been in business?
The company was formed on 16 August 2001.
What do Flash Finance’s latest accounts show?
Its latest accounts, to 28 February 2025, show net assets of −£13.2k (up £1,987 from −£15.2k).
Does Flash Finance use any other names?
It has previously used the name Daystar Property Services Ltd.

Sources and links

The full report on Flash Finance Limited

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