Columbus Ten Limited: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 18 years
Protected through the principal
No FCA actions
Active company since 2007
Accounts filed up to 31 December 2025

Responsible principal firm

Vitality Corporate Services Limited Reference number: 461107 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Columbus Ten Limited (FRN 477313) is an AR of Vitality Corporate Services Limited (FRN 461107). When you use Columbus Ten's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Columbus Ten, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

07825 318556
Address

SALMON FIELDS BUSINESS VILLAGE,, SALMON FIELDS, ROYTON, OLDHAM, OL2 6HT, United Kingdom

In the full report: 2 background checks

What kind of line 07825 318556 is
Who else gives the postcode OL2 6HT

Other names (5)

If you were contacted under any of these names, it is this firm.

VC North West Central Trading name: A name it trades under now.
Vitality Consulting North West Central Trading name: A name it trades under now.
North West Central Former trading name: A name it used to trade under.
Pruprotect and Pruhealth Consulting North West Central Former trading name: A name it used to trade under.
Pruprotection Consulting Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Vitality Corporate Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 06330694 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 1 August 2007 (19 years old)
Registered office: Chester House Lloyd Drive, Cheshire Oaks Business Park, Ellesmere Port, Cheshire, CH65 9HQ
Nature of business: Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Neil Howard Jackson	Director	Sep 1963	28 Jan 2008	2 other companies
Fiona Christine Elizabeth Jackson	Secretary	Not published	25 Sep 2014	–

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 2
closed down: 1
still active: 1

In the full report: all 2 companies, named

What each company does, and whether it is still trading
Which of its director sits on each board, and since when
Any that went into liquidation or administration
All 2 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 December 2025Full accountsNot audited

Net assets

£177k

Up £164k from £13.4k

Cash at bank

£386k

+109% from £185k

Owed within a year

£414k

+27% from £327k

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2019 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 06330694. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Columbus Ten’s history from the FCA register and Companies House, newest first.

Key events (4) All events (15)

2016

6 April 2016

Fiona Christine Elizabeth Jackson became a part-owner (25–50% of shares)
Neil Howard Jackson took control (75–100% of shares)

Companies House

2008

7 January 2008

Became an appointed representative

FCA register

2007

1 August 2007

Incorporated at Companies House

Companies House

In the full report: all 15 events

All 15 events in its history (4 shown here)
Every director appointment and resignation: 3

Firms connected to Columbus Ten

Other FCA-listed firms that share a director, phone number or address with Columbus Ten. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like Columbus Ten

Other firms of the same type (insurance broker), nearest first.

In the Oldham (OL) postcode area

Assured Referrals LimitedRochdaleAppointed representative Darlington Naley Taylor & Associates LimitedRochdaleAppointed representative Greengrass IB LtdHeywoodAppointed representative Kays Mortgage Solutions LtdRochdaleAppointed representative KW Mortgage Services LtdLittleboroughAppointed representative Milnrow Village Vets LimitedRochdaleAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Columbus Ten

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

2 other companies its directors have run, named
2 background checks on its contact details
7 years of accounts, charted
All 15 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Columbus Ten Limited FCA authorised?

Columbus Ten Limited (FRN 477313) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Columbus Ten?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Columbus Ten Limited (FRN 477313) is an AR of Vitality Corporate Services Limited (FRN 461107). When you use Columbus Ten's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Columbus Ten, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Columbus Ten’s phone number?

The FCA register lists the phone number 07825 318556 for Columbus Ten. If you were given different contact details, use these to check with the firm before going any further.

Is Columbus Ten a scam or clone?

Columbus Ten is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Columbus Ten?

Protection works through Vitality Corporate Services Limited, the principal firm responsible for Columbus Ten's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Columbus Ten?

Companies House lists 2 people with significant control of Columbus Ten: Neil Howard Jackson (75–100% of shares) and Mrs Fiona Christine Elizabeth Jackson (25–50% of shares).

Who runs Columbus Ten?

Companies House lists one director of Columbus Ten: Neil Howard Jackson.

How long has Columbus Ten been in business?

The company was formed on 1 August 2007.

What do Columbus Ten’s latest accounts show?

Its latest accounts, to 31 December 2025, show net assets of £177k (up £164k from £13.4k) and cash at bank of £386k (+109% from £185k).

Does Columbus Ten use any other names?

It trades as VC North West Central and Vitality Consulting North West Central. It has previously used 3 other names: North West Central, Pruprotect and Pruhealth Consulting North West Central and Pruprotection Consulting.