Comfomatic Ltd

Reference number: 720727

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When comfomatic.com first appeared online, and whether it can receive email
  • What kind of line 0151 559 1140 is
  • Who else gives the postcode WA8 0WN
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Credit Broking

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07332500
Company status
Active
Company type
Private limited company
Incorporated
2 August 2010 (16 years old)
Registered office
Sycamore House Sutton Quays Business Park, Sutton Weaver, Runcorn, Cheshire, WA7 3EH
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Joan Crawford Director Apr 1955 2 Aug 2010 None
Eleanor Mcnicholas Director Oct 1960 2 Aug 2010 None
Michael James Mcnicholas Director Sep 1960 20 Apr 2012 2 other companies
Gerald Lee Director Feb 1956 5 Oct 2016 2 other companies
Joan Crawford Secretary Not published 2 Aug 2010 –

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
1
run together
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 4 directors run together
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Filed accounts and finances

Year to 30 November 2025Small company accountsNot audited

Net assets

£64.8k

+185% from £22.7k

Cash at bank

£33.8k

+304% from £8,373

Employees (average)

32

+19% from 27

Owed within a year

£451k

+2.9% from £438k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07332500. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Comfomatic’s history from the FCA register and Companies House, newest first.

Key events (12) All events (19)

2016

30 November 2016

  • Eleanor Marie McNicholas no longer has significant control
  • Gerald Lee stopped being a part-owner
  • Joan Crawford stopped being a part-owner
  • Michael Mc Nicholas no longer has significant control

Companies House

6 April 2016

  • Comfo Holdings Ltd took control (75–100% of shares)
  • Eleanor Marie McNicholas gained significant control
  • Gerald Lee became a part-owner (25–50% of shares)
  • Joan Crawford became a part-owner (25–50% of shares)
  • Michael Mc Nicholas gained significant control

Companies House

22 March 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2010

2 August 2010

  • Incorporated at Companies House

Companies House

In the full report: all 19 events

  • All 19 events in its history (12 shown here)
  • Every director appointment and resignation: 4
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Firms connected to Comfomatic

Other FCA-listed firms that share a director, phone number or address with Comfomatic. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Comfomatic

Other firms of the same type (credit broker), nearest first.

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Comfomatic

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 19 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Comfomatic Ltd FCA authorised?
Yes, Comfomatic Ltd (FRN 720727) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2016 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Comfomatic’s phone number and website?
The FCA register lists the phone number 0151 559 1140 and the website comfomatic.com for Comfomatic. If you were given different contact details, use these to check with the firm before going any further.
Is Comfomatic a scam or clone?
Comfomatic is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Comfomatic?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Comfomatic handles your money, so check the specific product before you commit. You can also refer complaints about Comfomatic to the Financial Ombudsman Service, free of charge.
Who owns Comfomatic?
Comfomatic is owned by Comfo Holdings Ltd, which holds 75–100% of shares, since 6 April 2016. Before that, it was controlled by Mrs Eleanor Marie McNicholas, Miss Joan Crawford and Mr Michael Mc Nicholas.
Who runs Comfomatic?
Companies House lists 4 directors of Comfomatic: Joan Crawford, Eleanor McNicholas, Michael James McNicholas and Gerald Lee.
How long has Comfomatic been in business?
The company was formed on 2 August 2010, and has held its current FCA authorisation since March 2016.
What do Comfomatic’s latest accounts show?
Its latest accounts, to 30 November 2025, show net assets of £64.8k (+185% from £22.7k) and cash at bank of £33.8k (+304% from £8,373).

Sources and links

The full report on Comfomatic Ltd

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