Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 1 year
- Protected through the principal
- No FCA actions
- Active company since 2023
- Accounts filed up to 31 July 2026
Responsible principal firm
Mortgage Connect (N.I) Ltd Reference number: 915845 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Commercial Connect Limited (FRN 1021324) is an AR of Mortgage Connect (N.I) Ltd (FRN 915845). When you use Commercial Connect's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Commercial Connect, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
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Address
Unit 10, Galgorm Court, Fenaghy Road, Galgorm, Ballymena, Northern Ireland, BT42 1HW, United Kingdom
In the full report: 2 background checks
- What kind of line 028 2564 6111 is, and the other firm that gives it
- Who else gives the postcode BT42 1HW
Other names (13)
If you were contacted under any of these names, it is this firm.
- MCM Financial Trading name: A name it trades under now.
- Mortgo Mortgages Trading name: A name it trades under now.
- Talk to Omalley Financial Services Trading name: A name it trades under now.
- Talk to Tom Financial Services Trading name: A name it trades under now.
- Thakor Mortgage Services Trading name: A name it trades under now.
- Essex Mortgages & More Former trading name: A name it used to trade under.
- French Financial Services Former trading name: A name it used to trade under.
- Healthy Financial Services Former trading name: A name it used to trade under.
- Jorvik Financial Former trading name: A name it used to trade under.
- legacy solutions Former trading name: A name it used to trade under.
- Lifewise Finance Former trading name: A name it used to trade under.
- Redwood Mortgages Former trading name: A name it used to trade under.
- Strathon Park Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Mortgage Connect (N.I) Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- NI699034 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 8 July 2023 (3 years old)
- Registered office
- Unit 10 Fenaghy Road, Galgorm, Ballymena, BT42 1HW, Northern Ireland
- Nature of business
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- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| William Jonathan Cupples | Director | Jun 1978 | 8 Jul 2023 | 4 other companies |
| Mervyn Linton | Director | Oct 1981 | 1 Jan 2024 | None |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 4
- closed down
- 2
- is FCA-registered
- 1
In the full report: all 4 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
Filed accounts and finances
Net assets
£19.0k
+766% from £2,190
Employees (average)
1
Same as 1
Owed within a year
£8,686
+231% from £2,626
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company NI699034. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Commercial Connect’s history from the FCA register and Companies House, newest first.
2024
13 December 2024
- Became an appointed representative
FCA register
2023
8 July 2023
- Incorporated at Companies House
- William Jonathan Cupples took control (75–100% of shares)
Companies House
In the full report: all 29 events
- All 29 events in its history (3 shown here)
- Every director appointment and resignation: 2
Firms connected to Commercial Connect
Other FCA-listed firms that share a director, phone number or address with Commercial Connect. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 3
- share a director
- 1
- share its phone number
- 1
In the full report: all 3 connected firms, named
- How each is linked: shared directors (1), the same phone number (1), the same postcode (3)
- Who links each one: the named directors, with dates
Firms like Commercial Connect
Other firms of the same type (insurance broker), nearest first.
In Ballymena
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Commercial Connect
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 4 other companies its directors have run, named
- 2 background checks on its contact details
- All 29 events in its history
- 3 connected firms, named, and who links them
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Frequently asked questions about this firm
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What do Commercial Connect’s latest accounts show?
Does Commercial Connect use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk