Commercial Finance Ltd.

Reference number: 1026630

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Commercial Finance Ltd. (FRN 1026630) is an AR of White Rose Finance Group Limited (FRN 630772). When you use Commercial Finance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Commercial Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When commercialfinanceltd.co.uk first appeared online, and whether it can receive email
  • What kind of line 07768 560153 is
  • Who else gives the postcode DN9 3JR
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through White Rose Finance Group Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
28 March 2007 (19 years old)
Registered office
57 Main Street, Hayton, Retford, DN22 9LF, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrew Russell Burden Director Jan 1958 28 Mar 2007 52 other companies
CHEX LTD Corporate secretary Not published 28 Mar 2007 –

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
52
closed down
26
still active
26

In the full report: all 52 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Dormant company accountsNot audited

Net assets

−£936

Down £937 from £1

Employees (average)

0

Same as 0

Net assets are negative: on its last balance sheet the company owed £936 more than it owned.

These accounts were filed as dormant: the company reported no significant trading in the period.

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 06188873. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Commercial Finance’s history from the FCA register and Companies House, newest first.

2025

13 March 2025

  • Became an appointed representative

FCA register

2017

24 March 2017

  • Andrew Russell Burden took control (75–100% of shares)

Companies House

2007

28 March 2007

  • Incorporated at Companies House

Companies House

In the full report: all 6 events

  • All 6 events in its history (3 shown here)
  • Every director appointment and resignation: 3
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Firms like Commercial Finance

Other firms of the same type (mortgage adviser or broker), nearest first.

In Doncaster

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Commercial Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 52 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 6 years of accounts, charted
  • All 6 events in its history

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Frequently asked questions about this firm

Is Commercial Finance Ltd. FCA authorised?
Commercial Finance Ltd. (FRN 1026630) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Commercial Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Commercial Finance Ltd. (FRN 1026630) is an AR of White Rose Finance Group Limited (FRN 630772). When you use Commercial Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Commercial Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Commercial Finance’s phone number and website?
The FCA register lists the phone number 07768 560153 and the website commercialfinanceltd.co.uk for Commercial Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Commercial Finance a scam or clone?
Commercial Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Commercial Finance?
Protection works through White Rose Finance Group Limited, the principal firm responsible for Commercial Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Commercial Finance?
Companies House lists one person with significant control of Commercial Finance: Mr Andrew Russell Burden (75–100% of shares).
Who runs Commercial Finance?
Companies House lists one director of Commercial Finance: Andrew Russell Burden.
How long has Commercial Finance been in business?
The company was formed on 28 March 2007.
What do Commercial Finance’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of −£936 (down £937 from £1).

Sources and links

The full report on Commercial Finance Ltd.

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