Commercial Finance (Midlands) Limited

Reference number: 822303

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Blaise Commercial Finance Limited Reference number: 813070 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Commercial Finance (Midlands) Limited (FRN 822303) is an AR of Blaise Commercial Finance Limited (FRN 813070). When you use Commercial Finance (Midlands)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Commercial Finance (Midlands), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When blaisecommercialfinance.co.uk first appeared online, and whether it can receive email
  • What kind of line 07443 867651 is
  • Who else gives the postcode WR14 1JR
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Blaise Commercial Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
COMMERCIAL FINANCE (MIDLANDS) LTD
Company number
10891736
Company status
Active
Company type
Private limited company
Incorporated
31 July 2017 (9 years old)
Registered office
60 Leigh Sinton Road, Malvern, WR14 1JR, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Maryann Nichola Wykes Director Sep 1974 31 Jul 2017 None
Matthew Steven Wykes Director Oct 1968 31 Jul 2017 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 31 March 2025Full accountsNot audited

Net assets

£6,450

−79% from £30.2k

Cash at bank

£13.6k

−72% from £48.6k

Owed within a year

£4,201

−45% from £7,601

Net assets

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 10891736. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Commercial Finance (Midlands)’s history from the FCA register and Companies House, newest first.

2018

4 October 2018

  • Became an appointed representative

FCA register

2017

31 July 2017

  • Incorporated at Companies House
  • Maryann Nichola Wykes became a part-owner (25–50% of shares)
  • Matthew Steven Wykes became a part-owner (25–50% of shares)
  • Maryann Nichola Wykes appointed as a director
  • Matthew Steven Wykes appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Commercial Finance (Midlands)

Other firms of the same type (credit broker), nearest first.

In Malvern

County Building Supplies (Holdings) LimitedMalvernAppointed representativeIndependent Business Consultancy LtdMalvernAppointed representativeMalvern CollegeMalvernAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Commercial Finance (Midlands)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 6 events in its history

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Frequently asked questions about this firm

Is Commercial Finance (Midlands) Limited FCA authorised?
Commercial Finance (Midlands) Limited (FRN 822303) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Commercial Finance (Midlands)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Commercial Finance (Midlands) Limited (FRN 822303) is an AR of Blaise Commercial Finance Limited (FRN 813070). When you use Commercial Finance (Midlands)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Commercial Finance (Midlands), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Commercial Finance (Midlands)’s phone number and website?
The FCA register lists the phone number 07443 867651 and the website blaisecommercialfinance.co.uk for Commercial Finance (Midlands). If you were given different contact details, use these to check with the firm before going any further.
Is Commercial Finance (Midlands) a scam or clone?
Commercial Finance (Midlands) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Commercial Finance (Midlands)?
Protection works through Blaise Commercial Finance Limited, the principal firm responsible for Commercial Finance (Midlands)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Commercial Finance (Midlands)?
Companies House lists 2 people with significant control of Commercial Finance (Midlands): Mr Matthew Steven Wykes (25–50% of shares) and Mrs Maryann Nichola Wykes (25–50% of shares).
Who runs Commercial Finance (Midlands)?
Companies House lists 2 directors of Commercial Finance (Midlands): Maryann Nichola Wykes and Matthew Steven Wykes.
How long has Commercial Finance (Midlands) been in business?
The company was formed on 31 July 2017.
What do Commercial Finance (Midlands)’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £6,450 (−79% from £30.2k) and cash at bank of £13.6k (−72% from £48.6k).

Sources and links

The full report on Commercial Finance (Midlands) Limited

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