Malvern College

Reference number: 815855

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Appointed representative

Malvern College does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Premium Credit Limited Reference number: 702718 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Malvern College (FRN 815855) is an AR of Premium Credit Limited (FRN 702718). When you use Malvern College's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Malvern College, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When malverncollege.org.uk first appeared online, and whether it can receive email
  • What kind of line 01684 581643 is
  • Who else gives the postcode WR14 3DF
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • The Downs Malvern Trading name
  • Malvern College Enterprises Limited Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Premium Credit Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Malvern College’s history from the FCA register and Companies House, newest first.

2025

10 January 2025

  • Began trading as "The Downs Malvern"

FCA register

2018

13 August 2018

  • Changed its registered name from "Malvern College Enterprises Limited"

FCA register

8 August 2018

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Malvern College

Other firms of the same type (credit broker), nearest first.

In Malvern

Commercial Finance (Midlands) LimitedMalvernAppointed representativeCounty Building Supplies (Holdings) LimitedMalvernAppointed representativeIndependent Business Consultancy LtdMalvernAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Malvern College

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 3 events in its history

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Frequently asked questions about this firm

Is Malvern College FCA authorised?
Malvern College (FRN 815855) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Malvern College?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Malvern College (FRN 815855) is an AR of Premium Credit Limited (FRN 702718). When you use Malvern College's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Malvern College, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Malvern College’s phone number and website?
The FCA register lists the phone number 01684 581643 and the website malverncollege.org.uk for Malvern College. If you were given different contact details, use these to check with the firm before going any further.
Is Malvern College a scam or clone?
Malvern College is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Malvern College?
Protection works through Premium Credit Limited, the principal firm responsible for Malvern College's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Malvern College use any other names?
It trades as The Downs Malvern. It has previously used the name Malvern College Enterprises Limited.

Sources and links

The full report on Malvern College

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