Premium Credit Limited
Reference number: 702718
Instant download
Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Premium Credit Ltd, Ermyn House, Ermyn Way, Leatherhead, Surrey, KT22 8UX, United Kingdom
In the full report: 3 background checks
- When premiumcredit.com first appeared online, and whether it can receive email
- What kind of line 0344 736 9836 is
- Who else gives the postcode KT22 8UX
Other names (13)
If you were contacted under any of these names, it is this firm.
- Fairway Credit Trading name: A name it trades under now.
- FeePlan Trading name: A name it trades under now.
- Football Credit Trading name: A name it trades under now.
- Leisure Credit Trading name: A name it trades under now.
- Mycommute4less Trading name: A name it trades under now.
- My Premium Credit Trading name: A name it trades under now.
- My School Fee Plan Trading name: A name it trades under now.
- QuayPlan Trading name: A name it trades under now.
- School Fee Plan Trading name: A name it trades under now.
- SFP Trading name: A name it trades under now.
- commute4less Former trading name: A name it used to trade under.
- FlightPlan Former trading name: A name it used to trade under.
- Fsafe Funding Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Lend or arrange credit · Hire out goods to consumers No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
- Credit Broking
- Entering into Regulated Consumer Hire Agreements as owner
- Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
- Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
- Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 02015200 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 29 April 1986 (40 years old)
- Registered office
- Ermyn House, Ermyn Way, Leatherhead, KT22 8UX, England
- Nature of business
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- Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Andrew Phillip Chapman | Director | Nov 1969 | 3 Jan 2019 | 8 other companies |
| Tara Jane Waite | Director | Feb 1975 | 23 Sep 2019 | 17 other companies |
| John Lawrence Lumelleau | Director | Jun 1951 | 9 Nov 2022 | None |
| Kory Beth Sorenson | Director | Dec 1968 | 9 Nov 2022 | 1 other company |
| Scott Egan | Director | Apr 1971 | 9 Nov 2022 | None |
| Joseph Knoll | Director | Oct 1978 | 9 Nov 2022 | 25 other companies |
| Nikolay Romanovich Skibnevskiy | Director | Jun 1993 | 19 Apr 2024 | 7 other companies |
| Elizabeth Sarah Annys | Secretary | Not published | 29 Nov 2018 | – |
Other companies run by these 7 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 34
- closed down
- 9
- are FCA-registered
- 5
In the full report: all 34 companies, named
- What each company does, and whether it is still trading
- Which of these 7 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 5 on the FCA register
- The 12 companies these 7 directors run together
- All 55 people who have ever been directors, with their dates
Key dates in its history
Premium Credit’s history from the FCA register and Companies House, newest first.
2025
23 January 2025
- Platinum Credit Bidco Limited took control (75–100% of shares)
- Pomegranate Midco Limited gave up control
Companies House
2024
15 August 2024
- Pomegranate Midco Limited took control (75–100% of shares)
- Vendcrown Limited gave up control
Companies House
2017
27 July 2017
- Regulated by the FCA from this date
- Became authorised by the FCA
FCA register
2016
6 April 2016
- Vendcrown Limited took control (75–100% of shares)
Companies House
2012
31 October 2012
- Board replaced: all 6 directors left and 6 new directors took over
Companies House
1986
29 April 1986
- Incorporated at Companies House
Companies House
In the full report: all 136 events
- All 136 events in its history (9 shown here)
- Every director appointment and resignation: 109
Firms connected to Premium Credit
Other FCA-listed firms that share a director, phone number or address with Premium Credit. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 7
- share a director
- 5
- share its postcode
- 2
In the full report: all 7 connected firms, named
- How each is linked: shared directors (5), the same postcode (2)
- Who links each one: the named directors, with dates
Firms like Premium Credit
Other firms of the same type (lender), nearest first.
In Leatherhead
In the Kingston upon Thames (KT) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Premium Credit
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 34 other companies its directors have run, named
- 3 background checks on its contact details
- All 136 events in its history
- 7 connected firms, named, and who links them
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Frequently asked questions about this firm
Is Premium Credit Limited FCA authorised?
What is Premium Credit’s phone number and website?
Is Premium Credit a scam or clone?
Is my money safe with Premium Credit?
Who owns Premium Credit?
Who runs Premium Credit?
How long has Premium Credit been in business?
Does Premium Credit use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk