Commercial Processing Centre Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 19 years
Your funds are protected by FSCS
No FCA actions
Active company since 2006
Accounts filed up to 31 March 2026
1 thing worth a closer look in the background checks

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

cpcfinance.co.uk (opens in a new tab)
Phone number

01923 655441
Address

4 Chandlers House, Hampton Mews, 191-195 Sparrows Herne, Bushey, Herts, WD23 1FL, United Kingdom

In the full report: 3 background checks, 1 thing worth a closer look

When cpcfinance.co.uk first appeared online, and whether it can receive email
What kind of line 01923 655441 is
Who else gives the postcode WD23 1FL

Other names (6)

If you were contacted under any of these names, it is this firm.

CPC Finance Trading name: A name it trades under now.
Broker Services 4u Former trading name: A name it used to trade under.
Commercial Mortgages 4u Former trading name: A name it used to trade under.
Commercial Packaging 4u Former trading name: A name it used to trade under.
Cpc 4u Former trading name: A name it used to trade under.
Right 2 Buy 4u Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (11 permissions)

Acting as a CBTL advisor
Acting as a CBTL arranger
Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on regulated mortgage contracts
Arranging (bringing about) deals in investments
Arranging (bringing about) regulated mortgage contracts
Credit Broking
Debt-counselling
Making arrangements with a view to regulated mortgage contracts
Making arrangements with a view to transactions in investments
Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 05840701 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 8 June 2006 (20 years old)
Registered office: 4 Chandlers Mews Hampton Mews, 191-195 Sparrows Herne, Bushey, WD23 1FL, England
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Julie Griggs	Director	Nov 1965	8 Jun 2006	5 other companies
Karl Anthony Griggs	Director	Jan 1968	8 Jun 2006	4 other companies
Julie Griggs	Secretary	Not published	8 Jun 2006	5 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 5
closed down: 4
run together: 4

In the full report: all 5 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The 4 companies these 2 directors run together
All 3 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Total equity

£1.41m

+7.1% from £1.31m

Cash at bank

£459k

−6.3% from £489k

Employees (average)

9

+29% from 7

Owed within a year

£102k

−42% from £176k

No turnover or profit for the year to 31 March 2026: the accounts print them but do not tag them. The last tagged figures are £1.67m turnover and £667k profit, for the year to 31 March 2020.

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2020 to 2026
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 05840701. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Commercial Processing Centre’s history from the FCA register and Companies House, newest first.

Key events (5) All events (20)

2016

6 April 2016

Julie Griggs became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

Regulated by the FCA from this date

FCA register

2007

26 April 2007

Regulated by the Financial Services Authority from this date
Became authorised by the FCA

FCA register

2006

8 June 2006

Incorporated at Companies House

Companies House

In the full report: all 20 events

All 20 events in its history (5 shown here)
Every director appointment and resignation: 2

Firms like Commercial Processing Centre

Other firms of the same type (mortgage adviser or broker), nearest first.

In Bushey

Goldberg Steele Financial Services LimitedBusheyAuthorised Scala Financial Services LimitedBusheyAuthorised Blake Mortgage and Protection Services LtdBusheyAppointed representative Mortgage Mantra LimitedBusheyAppointed representative The Mortgage Centre Direct LtdBusheyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Commercial Processing Centre

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

5 other companies its directors have run, named
3 background checks on its contact details, 1 flagged
7 years of accounts, charted
All 20 events in its history

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Frequently asked questions about this firm

Is Commercial Processing Centre Limited FCA authorised?

Yes, Commercial Processing Centre Limited (FRN 462863) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2007 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.

What is Commercial Processing Centre’s phone number and website?

The FCA register lists the phone number 01923 655441 and the website cpcfinance.co.uk for Commercial Processing Centre. If you were given different contact details, use these to check with the firm before going any further.

Is Commercial Processing Centre a scam or clone?

Commercial Processing Centre is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Commercial Processing Centre?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Commercial Processing Centre to the Financial Ombudsman Service, free of charge.

Who owns Commercial Processing Centre?

Companies House lists one person with significant control of Commercial Processing Centre: Mrs Julie Griggs (25–50% of shares).

Who runs Commercial Processing Centre?

Companies House lists 2 directors of Commercial Processing Centre: Julie Griggs and Karl Anthony Griggs.

How long has Commercial Processing Centre been in business?

The company was formed on 8 June 2006, and has held its current FCA authorisation since April 2007.

What do Commercial Processing Centre’s latest accounts show?

Its latest accounts, to 31 March 2026, show total equity of £1.41m (+7.1% from £1.31m) and cash at bank of £459k (−6.3% from £489k).

Does Commercial Processing Centre use any other names?

It trades as CPC Finance. It has previously used 5 other names, including Broker Services 4u, Commercial Mortgages 4u and Commercial Packaging 4u.