The Mortgage Centre Direct Ltd

Reference number: 531959

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

STONEBRIDGE MORTGAGE SOLUTIONS LIMITED Reference number: 454811 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • The Mortgage Centre Direct Ltd (FRN 531959) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use The Mortgage Centre Direct's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from The Mortgage Centre Direct, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When lend.co.uk first appeared online, and whether it can receive email
  • What kind of line 01923 729030 is
  • Who else gives the postcode WD23 1NZ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Darren Cohen Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

The Mortgage Centre Direct’s history from the FCA register and Companies House, newest first.

2018

17 January 2018

  • Changed its registered name from "Darren Cohen"

FCA register

2010

21 September 2010

  • Became an appointed representative
  • Began trading as "The Mortgage Centre Direct"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like The Mortgage Centre Direct

Other firms of the same type (mortgage adviser or broker), nearest first.

In Bushey

Blake Mortgage and Protection Services LtdBusheyAppointed representativeMortgage Mantra LimitedBusheyAppointed representativeCommercial Processing Centre LimitedBusheyAuthorisedGoldberg Steele Financial Services LimitedBusheyAuthorisedScala Financial Services LimitedBusheyAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on The Mortgage Centre Direct

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 3 events in its history

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Frequently asked questions about this firm

Is The Mortgage Centre Direct Ltd FCA authorised?
The Mortgage Centre Direct Ltd (FRN 531959) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for The Mortgage Centre Direct?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. The Mortgage Centre Direct Ltd (FRN 531959) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use The Mortgage Centre Direct's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from The Mortgage Centre Direct, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is The Mortgage Centre Direct’s phone number and website?
The FCA register lists the phone number 01923 729030 and the website lend.co.uk for The Mortgage Centre Direct. If you were given different contact details, use these to check with the firm before going any further.
Is The Mortgage Centre Direct a scam or clone?
The Mortgage Centre Direct is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with The Mortgage Centre Direct?
Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for The Mortgage Centre Direct's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does The Mortgage Centre Direct use any other names?
It has previously used the name Darren Cohen.

Sources and links

The full report on The Mortgage Centre Direct Ltd

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