Community Academies Trust

Reference number: 1045228

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

SME HCI Limited Reference number: 626422 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Community Academies Trust (FRN 1045228) introduces customers to SME HCI Limited (FRN 626422). Any regulated advice or arranging is done by the principal, not Community Academies Trust.
  • Example: if Community Academies Trust refers you to a financial adviser, the advice should come from the principal firm, not from Community Academies Trust itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When communityacademiestrust.org first appeared online, and whether it can receive email
  • What kind of line 07880 541328 is
  • Who else gives the postcode B77 4LS
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Communities Academy Trust Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through SME HCI Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Community Academies Trust’s history from the FCA register and Companies House, newest first.

2025

10 December 2025

  • Changed its registered name from "Communities Academy Trust"

FCA register

21 November 2025

  • Became an introducer appointed representative

FCA register

Get the full report on Community Academies Trust

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details

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Frequently asked questions about this firm

Is Community Academies Trust FCA authorised?
Community Academies Trust (FRN 1045228) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Community Academies Trust?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Community Academies Trust (FRN 1045228) introduces customers to SME HCI Limited (FRN 626422). Any regulated advice or arranging is done by the principal, not Community Academies Trust. Example: if Community Academies Trust refers you to a financial adviser, the advice should come from the principal firm, not from Community Academies Trust itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Community Academies Trust’s phone number and website?
The FCA register lists the phone number 07880 541328 and the website communityacademiestrust.org/contact for Community Academies Trust. If you were given different contact details, use these to check with the firm before going any further.
Is Community Academies Trust a scam or clone?
Community Academies Trust is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Community Academies Trust?
Protection works through SME HCI Limited, the principal firm responsible for Community Academies Trust's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Community Academies Trust use any other names?
It has previously used the name Communities Academy Trust.

Sources and links

The full report on Community Academies Trust

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