Community Lives Consortium

Reference number: 789483

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When communitylives.co.uk first appeared online, and whether it can receive email
  • What kind of line 01792 646640 is
  • Who else gives the postcode SA1 5NN
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The firm, by virtue of its constitution or any enactment, must be:(i) required (after payment of outgoings) to apply the whole of its income and any capital it expends for charitable or public purposes, and (ii) prohibited from directly or indirectly distributing amongst its members any part of its assets (otherwise than for charitable or public purposes); And the firm must not have any associate (other than a not-for profit debt advice body) which carries on debt adjusting or debt counselling or providing credit information services.)

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private company limited by guarantee
Incorporated
16 February 2015 (11 years old)
Registered office
24 Walter Road, Swansea, SA1 5NN
Nature of business
  • Residential care activities for learning difficulties, mental health and substance abuse (SIC 87200)

Directors and company secretaries

Name Role Born Appointed Other companies
Phillip John Jones Director Mar 1944 19 Mar 2019 None
Joy Elizabeth Power Director Apr 1961 5 Dec 2023 None
Brian Anthony Roberts Director Feb 1966 5 Dec 2024 None
Elisha Thomas Director Sep 1994 5 Dec 2024 None
Paul Shuttleworth Director Oct 1969 29 Sep 2025 None
Nicholas Joseph Edward Day Director Mar 1964 20 Oct 2025 None
Bruce Mclernon Director Aug 1952 20 Jan 2026 None
Amanda Gallivan Director May 1973 20 Jan 2026 None
Nicholas Joseph Edward Day Secretary Not published 8 Dec 2025 –

In the full report: every company its directors have run

  • Confirmation that these 8 directors run no other company
  • All 26 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Full accountsAudited

Net assets

£917k

+35% from £681k

Cash at bank

£1.11m

+50% from £744k

Employees (average)

448

+8.5% from 413

Owed within a year

£851k

−22% from £1.09m

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 09442336. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Community Lives Consortium’s history from the FCA register and Companies House, newest first.

2026

20 January 2026

  • Lynne Carol Stainsby no longer has significant control
  • Paul Shuttleworth no longer has significant control

Companies House

19 January 2026

  • Rick Wilson no longer has significant control

Companies House

2025

16 December 2025

  • Ian George Davies no longer has significant control

Companies House

7 November 2025

  • Susan Margaret Cole no longer has significant control

Companies House

20 October 2025

  • Nick Day gained significant control

Companies House

15 July 2025

  • Stuart Haydn Harper no longer has significant control

Companies House

31 March 2025

  • Christopher Edwards no longer has significant control

Companies House

2024

3 January 2024

  • David Liddiard gained significant control

Companies House

1 January 2024

  • Nicola Roberts no longer has significant control

Companies House

2021

15 May 2021

  • Stephen Mark Harrison no longer has significant control

Companies House

2020

21 February 2020

  • Cliff Alden no longer has significant control

Companies House

2019

10 September 2019

  • Pat Speakman no longer has significant control

Companies House

5 August 2019

  • Alice Osullivan no longer has significant control
  • Christine Sian Brian no longer has significant control

Companies House

19 March 2019

  • Ian George Davies gained significant control
  • Lynne Carol Stainsby gained significant control
  • Phillip John Jones gained significant control
  • Susan Margaret Cole gained significant control

Companies House

4 February 2019

  • Lynda Gladys Rosselli gained significant control

Companies House

2018

23 November 2018

  • Janice Connick-Evans no longer has significant control

Companies House

9 June 2018

  • Paul Shuttleworth gained significant control

Companies House

15 March 2018

  • Gareth Bickerton no longer has significant control
  • Wendy Doreen Evans no longer has significant control

Companies House

31 January 2018

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not for profit firm)
  • Became authorised by the FCA

FCA register

2016

6 April 2016

  • Alice Osullivan gained significant control
  • Christine Sian Brian gained significant control
  • Christopher Edwards gained significant control
  • Cliff Alden gained significant control
  • Gareth Bickerton gained significant control
  • Janice Connick-Evans gained significant control
  • Nicola Roberts gained significant control
  • Pat Speakman gained significant control
  • Rick Wilson gained significant control
  • Stephen Mark Harrison gained significant control
  • Stuart Haydn Harper gained significant control
  • Wendy Doreen Evans gained significant control

Companies House

2015

16 February 2015

  • Incorporated at Companies House

Companies House

In the full report: all 86 events

  • All 86 events in its history (40 shown here)
  • Every director appointment and resignation: 45
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Firms like Community Lives Consortium

Other firms of the same type (debt advice or management), nearest first.

In Swansea

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Community Lives Consortium

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 86 events in its history

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Frequently asked questions about this firm

Is Community Lives Consortium FCA authorised?
Yes, Community Lives Consortium (FRN 789483) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2018 and works as a debt advice or management. The FCA has placed no limits on its permissions.
What is Community Lives Consortium’s phone number and website?
The FCA register lists the phone number 01792 646640 and the website communitylives.co.uk for Community Lives Consortium. If you were given different contact details, use these to check with the firm before going any further.
Is Community Lives Consortium a scam or clone?
Community Lives Consortium is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Community Lives Consortium?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Community Lives Consortium handles your money, so check the specific product before you commit. You can also refer complaints about Community Lives Consortium to the Financial Ombudsman Service, free of charge.
Who owns Community Lives Consortium?
Companies House lists 4 people with significant control of Community Lives Consortium: Mr Phillip John Jones (can appoint and remove the board), Mr Nick Day (significant influence or control), Mr David Liddiard (significant influence or control) and Ms Lynda Gladys Rosselli (significant influence or control). Before that, it was controlled by Mrs Susan Margaret Cole, Ms Christine Sian Brian and Mrs Alice Osullivan.
Who runs Community Lives Consortium?
Companies House lists 8 directors of Community Lives Consortium: Phillip John Jones, Joy Elizabeth Power, Brian Anthony Roberts, Elisha Thomas, Paul Shuttleworth, Nicholas Joseph Edward Day and 2 more.
How long has Community Lives Consortium been in business?
The company was formed on 16 February 2015, and has held its current FCA authorisation since January 2018.
What do Community Lives Consortium’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £917k (+35% from £681k) and cash at bank of £1.11m (+50% from £744k).

Sources and links

The full report on Community Lives Consortium

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