Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 12 years
- Protected through the principal
- No FCA actions
- Active company since 2014
- Accounts filed up to 31 March 2026
Responsible principal firm
Sesame Limited Reference number: 150427 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Coombes & Wright Mortgage Solutions Limited (FRN 616059) is an AR of Sesame Limited (FRN 150427). When you use Coombes & Wright Mortgage Solutions's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Coombes & Wright Mortgage Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
51 Bradmore Green, Brookmans Park, Hatfield, AL9 7QS, United Kingdom
In the full report: 2 background checks
- What kind of line 020 3740 7203 is
- Who else gives the postcode AL9 7QS
Other names (1)
If you were contacted under any of these names, it is this firm.
- Freedom Equity Release Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Sesame Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 08885203 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 11 February 2014 (12 years old)
- Registered office
- 51 Bradmore Green Brookmans Park, Hatfield, AL9 7QS, United Kingdom
- Nature of business
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- Activities of mortgage finance companies (SIC 64922)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Michael Robert Coombes | Director | Nov 1974 | 11 Feb 2014 | None |
| James Colin Wright | Director | Jan 1981 | 11 Feb 2014 | None |
In the full report: every company its directors have run
- Confirmation that these 2 directors run no other company
Filed accounts and finances
Net assets
£86.9k
−27% from £119k
Cash at bank
£223k
−16% from £266k
Employees (average)
8
+100% from 4
Owed within a year
£157k
−6.8% from £169k
Net assets
In the full report: all 6 years of accounts
- Every year from 2020 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 08885203. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Coombes & Wright Mortgage Solutions’s history from the FCA register and Companies House, newest first.
2016
6 April 2016
- James Colin Wright became a part-owner (25–50% of shares)
- Michael Robert Coombes became a part-owner (25–50% of shares)
Companies House
2014
18 February 2014
- Became an appointed representative
FCA register
11 February 2014
- Incorporated at Companies House
Companies House
In the full report: all 8 events
- All 8 events in its history (4 shown here)
- Every director appointment and resignation: 2
Firms connected to Coombes & Wright Mortgage Solutions
Other FCA-listed firms that share a director, phone number or address with Coombes & Wright Mortgage Solutions. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like Coombes & Wright Mortgage Solutions
Other firms of the same type (mortgage adviser or broker), nearest first.
In Hatfield
In the St Albans (AL) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Coombes & Wright Mortgage Solutions
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- 6 years of accounts, charted
- All 8 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
Is Coombes & Wright Mortgage Solutions Limited FCA authorised?
What does appointed representative mean for Coombes & Wright Mortgage Solutions?
What is Coombes & Wright Mortgage Solutions’ phone number?
Is Coombes & Wright Mortgage Solutions a scam or clone?
Is my money safe with Coombes & Wright Mortgage Solutions?
Who owns Coombes & Wright Mortgage Solutions?
Who runs Coombes & Wright Mortgage Solutions?
How long has Coombes & Wright Mortgage Solutions been in business?
What do Coombes & Wright Mortgage Solutions’ latest accounts show?
Does Coombes & Wright Mortgage Solutions use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk