PayByPhone Limited
Reference number: 1007162
Instant download
Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 2 years
- Protected through the principal
- No FCA actions
- Active company since 2004
- Accounts filed up to 31 December 2025
Responsible principal firm
MONY Group Financial Limited Reference number: 303190 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- PayByPhone Limited (FRN 1007162) is an AR of MONY Group Financial Limited (FRN 303190). When you use PayByPhone's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from PayByPhone, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Bishops Court 17a, The Broadway, Hatfield, Hertfordshire, AL9 5HZ, United Kingdom
In the full report: 3 background checks
- When paybyphone.co.uk first appeared online, and whether it can receive email
- What kind of line 01707 808833 is
- Who else gives the postcode AL9 5HZ
FCA permissions and consumer protection
- Protection through the principal firmProtection works through MONY Group Financial Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 05060103 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 2 March 2004 (22 years old)
- Registered office
- 2nd Floor Bishops Court, 17a The Broadway, Hatfield, Herts, AL9 5HZ
- Nature of business
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- Other business support service activities not elsewhere classified (SIC 82990)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Anthony Daniel Shaw Cashel | Director | Oct 1981 | 30 Jun 2025 | 2 other companies |
| Nicholas Hamill | Director | Jul 1984 | 30 Jun 2025 | 1 other company |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 2
- still active
- 2
- run together
- 1
In the full report: all 2 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 1 company these 2 directors run together
- All 23 people who have ever been directors, with their dates
Filed accounts and finances
Profit before tax
£1.05m
+33% from £787k
Net assets
£4.77m
+18% from £4.04m
Cash at bank
£18.8m
+77% from £10.6m
Owed within a year
£18.2m
+85% from £9.85m
The accounts for the year to 31 December 2025 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £6.28m, for the year to 31 December 2022.
Profit before tax
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- Both charts, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 05060103. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
PayByPhone’s history from the FCA register and Companies House, newest first.
2024
14 February 2024
- Became an appointed representative
FCA register
2023
15 September 2023
- Christian Porsche gave up control
- Corpay, Inc. gained significant control
- Diana Porsche gave up control
- Felix Alexander Porsche gave up control
- Ferdinand Oliver Porsche gave up control
- Ferdinand Rudolph Wolfgang Porsche gave up control
- Geraldine Porsche gave up control
- Gerhard Anton Porsche gave up control
- Hans Michel Piech gave up control
- Hans-Peter Porsche gave up control
- Josef Ahorner gave up control
- Kai Alexander Porsche gave up control
- Mark Philipp Porsche gave up control
- Peter Daniell Porsche gave up control
- Stephanie Porsche-Schroder gave up control
- Volkswagen AG gave up control
- Wolfgang Porsche gave up control
Companies House
2022
9 December 2022
- Louise Kiesling gave up control
Companies House
2 May 2022
- Christian Porsche took control (75–100% of votes)
- Diana Porsche took control (75–100% of votes)
- Felix Alexander Porsche took control (75–100% of votes)
- Ferdinand Oliver Porsche took control (75–100% of votes)
- Ferdinand Rudolph Wolfgang Porsche took control (75–100% of votes)
- Geraldine Porsche took control (75–100% of votes)
- Gerhard Anton Porsche took control (75–100% of votes)
- Hans Michel Piech took control (75–100% of votes)
- Hans-Peter Porsche took control (75–100% of votes)
- Josef Ahorner took control (75–100% of votes)
- Kai Alexander Porsche took control (75–100% of votes)
- Louise Kiesling took control (75–100% of votes)
- Mark Philipp Porsche took control (75–100% of votes)
- Peter Daniell Porsche took control (75–100% of votes)
- Stephanie Porsche-Schroder took control (75–100% of votes)
- Wolfgang Porsche took control (75–100% of votes)
Companies House
2018
1 June 2018
- Board replaced: both directors left and 2 new directors took over
Companies House
2016
23 December 2016
- Board replaced: both directors left and 2 new directors took over
- Volkswagen AG took control (75–100% of shares)
- Volkswagen Financial Services AG gave up control
- Volkswagen Financial Services AG took control (75–100% of shares)
Companies House
2004
2 March 2004
- Incorporated at Companies House
Companies House
In the full report: all 87 events
- All 87 events in its history (41 shown here)
- Every director appointment and resignation: 44
Firms like PayByPhone
Other firms of the same type (mortgage adviser or broker), nearest first.
In Hatfield
In the St Albans (AL) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on PayByPhone
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 2 other companies its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 87 events in its history
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Frequently asked questions about this firm
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Who runs PayByPhone?
How long has PayByPhone been in business?
What do PayByPhone’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk