Cooper Rose Mortgages Limited
Reference number: 525095
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 16 years
- Protected through the principal
- No FCA actions
- Active company since 2013
- Accounts filed up to 30 September 2025
Responsible principal firm
HL Partnership Limited Reference number: 303397 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Cooper Rose Mortgages Limited (FRN 525095) is an AR of HL Partnership Limited (FRN 303397). When you use Cooper Rose Mortgages's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Cooper Rose Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
153 Kenton Road, Newcastle Upon Tyne, Tyne And Wear, NE3 4NQ, United Kingdom
In the full report: 3 background checks
- When cooper-rose.co.uk first appeared online, and whether it can receive email
- What kind of line 0191 213 0050 is
- Who else gives the postcode NE3 4NQ
Other names (3)
If you were contacted under any of these names, it is this firm.
- Cooper Rose Trading name: A name it trades under now.
- John Houckham Former name: A name it was registered under before.
- Mortgage Advisory Service Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through HL Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 08791987 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 27 November 2013 (12 years old)
- Registered office
- 153 Kenton Road, Newcastle Upon Tyne, NE3 4NQ
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Louise Havelock | Director | May 1980 | 5 Mar 2014 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
- All 3 people who have been directors, with their dates
Filed accounts and finances
Net assets
£36.1k
+34% from £26.9k
Employees (average)
4
Same as 4
Owed within a year
£7,701
+31% from £5,900
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 08791987. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Cooper Rose Mortgages’s history from the FCA register and Companies House, newest first.
2017
27 April 2017
- John Robert Houckham stopped being a part-owner
Companies House
2016
7 April 2016
- John Robert Houckham became a part-owner (25–50% of shares)
- Louise Havelock took control (75–100% of shares)
Companies House
2014
5 September 2014
- Changed its registered name from "John Houckham"
FCA register
2013
27 November 2013
- Incorporated at Companies House
Companies House
2010
2 June 2010
- Became an appointed representative
FCA register
In the full report: all 16 events
- All 16 events in its history (6 shown here)
- Every director appointment and resignation: 5
Firms like Cooper Rose Mortgages
Other firms of the same type (mortgage adviser or broker), nearest first.
In Newcastle Upon Tyne
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Cooper Rose Mortgages
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 16 events in its history
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Frequently asked questions about this firm
Is Cooper Rose Mortgages Limited FCA authorised?
What does appointed representative mean for Cooper Rose Mortgages?
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Is Cooper Rose Mortgages a scam or clone?
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What do Cooper Rose Mortgages’ latest accounts show?
Does Cooper Rose Mortgages use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk