CT Commercial Finance Ltd

Reference number: 672802

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • CT Commercial Finance Ltd (FRN 672802) is an AR of AFS Compliance Ltd (FRN 625035). When you use CT Commercial Finance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from CT Commercial Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07872 032191

  • Address

    11 Scholars Close, Marley Hill, Newcastle upon Tyne, Tyne and Wear, NE16 5AZ, United Kingdom

In the full report: 2 background checks

  • What kind of line 07872 032191 is
  • Who else gives the postcode NE16 5AZ
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Asset Finance Solutions Trading name: A name it trades under now.
  • Colin Teasdale Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through AFS Compliance Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
27 November 2014 (11 years old)
Registered office
37-38 Market Street, Ferryhill, County Durham, DL17 8JH, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Colin Teasdale Director Oct 1968 27 Nov 2014 None
Louise Teasdale Director Jun 1969 27 Nov 2014 None
Colin Teasdale Secretary Not published 27 Nov 2014 –

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 30 November 2025Full accountsNot audited

Net assets

£79.8k

No earlier figure to compare

Cash at bank

£78.8k

−20% from £98.0k

Owed within a year

£6,625

+15% from £5,756

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 09330401. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

CT Commercial Finance’s history from the FCA register and Companies House, newest first.

2016

23 August 2016

  • Changed its registered name from "Colin Teasdale"

FCA register

6 April 2016

  • Colin Teasdale took control (75–100% of shares)

Companies House

2015

20 February 2015

  • Became an appointed representative

FCA register

2014

27 November 2014

  • Incorporated at Companies House

Companies House

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 2
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Firms like CT Commercial Finance

Other firms of the same type (mortgage adviser or broker), nearest first.

In Newcastle upon Tyne

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on CT Commercial Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 7 events in its history

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Frequently asked questions about this firm

Is CT Commercial Finance Ltd FCA authorised?
CT Commercial Finance Ltd (FRN 672802) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for CT Commercial Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. CT Commercial Finance Ltd (FRN 672802) is an AR of AFS Compliance Ltd (FRN 625035). When you use CT Commercial Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from CT Commercial Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is CT Commercial Finance’s phone number?
The FCA register lists the phone number 07872 032191 for CT Commercial Finance. If you were given different contact details, use these to check with the firm before going any further.
Is CT Commercial Finance a scam or clone?
CT Commercial Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with CT Commercial Finance?
Protection works through AFS Compliance Ltd, the principal firm responsible for CT Commercial Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns CT Commercial Finance?
Companies House lists one person with significant control of CT Commercial Finance: Mr Colin Teasdale (75–100% of shares).
Who runs CT Commercial Finance?
Companies House lists 2 directors of CT Commercial Finance: Colin Teasdale and Louise Teasdale.
How long has CT Commercial Finance been in business?
The company was formed on 27 November 2014.
What do CT Commercial Finance’s latest accounts show?
Its latest accounts, to 30 November 2025, show net assets of £79.8k (no earlier figure to compare) and cash at bank of £78.8k (−20% from £98.0k).
Does CT Commercial Finance use any other names?
It trades as Asset Finance Solutions. It has previously used the name Colin Teasdale.

Sources and links

The full report on CT Commercial Finance Ltd

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