Coram Trading Limited

Reference number: 1042825

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Coram Trading Limited (FRN 1042825) introduces customers to Morton Michel Limited (FRN 527300). Any regulated advice or arranging is done by the principal, not Coram Trading.
  • Example: if Coram Trading refers you to a financial adviser, the advice should come from the principal firm, not from Coram Trading itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When coram.org.uk first appeared online, and whether it can receive email
  • What kind of line 020 7520 0300 is
  • Who else gives the postcode WC1N 1AZ
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Morton Michel Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private company limited by guarantee
Incorporated
29 September 2009 (17 years old)
Registered office
41 Brunswick Square, London, WC1N 1AZ
Nature of business
  • Other social work activities without accommodation not elsewhere classified (SIC 88990)

Directors and company secretaries

Name Role Born Appointed Other companies
Carol Ann Homden (Dr) Director Apr 1960 29 Sep 2009 20 other companies
Mourougavelou Singaravelou Director Dec 1964 13 Jul 2011 14 other companies
Geoff Berridge Director Sep 1942 6 Jun 2013 2 other companies
Carol Ann Homden (Dr) Secretary Not published 1 Oct 2009 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
32
closed down
8
run together
3

In the full report: all 32 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 3 companies these 3 directors run together
  • All 11 people who have ever been directors, with their dates
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Key dates in its history

Coram Trading’s history from the FCA register and Companies House, newest first.

2025

9 October 2025

  • Became an introducer appointed representative

FCA register

2016

6 April 2016

  • Carol Ann Homden gained significant control

Companies House

2009

29 September 2009

  • Incorporated at Companies House

Companies House

In the full report: all 22 events

  • All 22 events in its history (3 shown here)
  • Every director appointment and resignation: 19
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Firms like Coram Trading

Other firms of the same type (insurance broker), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Coram Trading

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 32 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 22 events in its history

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Frequently asked questions about this firm

Is Coram Trading Limited FCA authorised?
Coram Trading Limited (FRN 1042825) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Coram Trading?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Coram Trading Limited (FRN 1042825) introduces customers to Morton Michel Limited (FRN 527300). Any regulated advice or arranging is done by the principal, not Coram Trading. Example: if Coram Trading refers you to a financial adviser, the advice should come from the principal firm, not from Coram Trading itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Coram Trading’s phone number and website?
The FCA register lists the phone number 020 7520 0300 and the website coram.org.uk for Coram Trading. If you were given different contact details, use these to check with the firm before going any further.
Is Coram Trading a scam or clone?
Coram Trading is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Coram Trading?
Protection works through Morton Michel Limited, the principal firm responsible for Coram Trading's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Coram Trading?
Companies House lists one person with significant control of Coram Trading: Dr Carol Ann Homden (significant influence or control).
Who runs Coram Trading?
Companies House lists 3 directors of Coram Trading: Carol Ann Homden (Dr), Mourougavelou Singaravelou and Geoff Berridge.
How long has Coram Trading been in business?
The company was formed on 29 September 2009.

Sources and links

The full report on Coram Trading Limited

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