Cornerstone Asset Finance Limited

Reference number: 1050426

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

AFS Compliance Ltd Reference number: 625035 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Cornerstone Asset Finance Limited (FRN 1050426) is an AR of AFS Compliance Ltd (FRN 625035). When you use Cornerstone Asset Finance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Cornerstone Asset Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07791 717632

  • Address

    29 Kensington Close, Widnes, Halton, WA8 3BA, United Kingdom

In the full report: 2 background checks

  • What kind of line 07791 717632 is
  • Who else gives the postcode WA8 3BA
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Asset Finance Solutions Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through AFS Compliance Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Confirmation statement is overdue at Companies House.
Company number
16708734
Company status
Active
Company type
Private limited company
Incorporated
10 September 2025 (1 year old)
Registered office
29 Kensington Close, Widnes, WA8 3BA, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Matthew John Byron Director Jun 1972 10 Sep 2025 3 other companies
Paul Simon Marsh Director Jun 1974 10 Sep 2025 1 other company
Dominic John Smith Director Jun 1972 10 Sep 2025 2 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
2
run together
2

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 companies these 3 directors run together
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Key dates in its history

Cornerstone Asset Finance’s history from the FCA register and Companies House, newest first.

Key events (4) All events (8)

2026

2 February 2026

  • Became an appointed representative

FCA register

2025

10 September 2025

  • Incorporated at Companies House
  • Dominic John Smith became a part-owner (25–50% of shares)
  • Matthew John Byron became a part-owner (25–50% of shares)

Companies House

In the full report: all 8 events

  • All 8 events in its history (4 shown here)
  • Every director appointment and resignation: 3
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Firms like Cornerstone Asset Finance

Other firms of the same type (mortgage adviser or broker), nearest first.

In Widnes

James Anthony AubreyWidnesAppointed representativeMcCaffrey Mortgages LimitedWidnesAppointed representativeMulti Broker LtdWidnesAppointed representativeFPM Advice Centre LimitedWidnesAuthorisedDigital Service Cover LimitedWidnesAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cornerstone Asset Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 8 events in its history

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Frequently asked questions about this firm

Is Cornerstone Asset Finance Limited FCA authorised?
Cornerstone Asset Finance Limited (FRN 1050426) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Cornerstone Asset Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Cornerstone Asset Finance Limited (FRN 1050426) is an AR of AFS Compliance Ltd (FRN 625035). When you use Cornerstone Asset Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Cornerstone Asset Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Cornerstone Asset Finance’s phone number?
The FCA register lists the phone number 07791 717632 for Cornerstone Asset Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Cornerstone Asset Finance a scam or clone?
Cornerstone Asset Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Cornerstone Asset Finance?
Protection works through AFS Compliance Ltd, the principal firm responsible for Cornerstone Asset Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Cornerstone Asset Finance?
Companies House lists 2 people with significant control of Cornerstone Asset Finance: Mr Dominic John Smith (25–50% of shares) and Mr Matthew John Byron (25–50% of shares).
Who runs Cornerstone Asset Finance?
Companies House lists 3 directors of Cornerstone Asset Finance: Matthew John Byron, Paul Simon Marsh and Dominic John Smith.
How long has Cornerstone Asset Finance been in business?
The company was formed on 10 September 2025.
Does Cornerstone Asset Finance use any other names?
It trades as Asset Finance Solutions.

Sources and links

The full report on Cornerstone Asset Finance Limited

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