Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 8 years
- Protected through the principal
- No FCA actions
- Active company since 2015
- Accounts filed up to 31 December 2025
Responsible principal firm
Ecclesiastical Planning Services Limited Reference number: 958152 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- CORNWALL FUNERAL SERVICES LTD (FRN 814648) is an AR of Ecclesiastical Planning Services Limited (FRN 958152). When you use CORNWALL FUNERAL SERVICES's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from CORNWALL FUNERAL SERVICES, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
85 Higher Fore Street, Redruth, Cornwall, TR15 2AR, United Kingdom
In the full report: 2 background checks
- What kind of line 01209 211684 is
- Who else gives the postcode TR15 2AR
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Ecclesiastical Planning Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 09750455 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 26 August 2015 (11 years old)
- Registered office
- Cornwall Funeral Services, Higher Fore Street, Redruth, TR15 2AR, England
- Nature of business
-
- Other business support service activities not elsewhere classified (SIC 82990)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Scott Alan Watters | Director | Aug 1968 | 26 Aug 2015 | 3 other companies |
| Matthew James Watters | Director | Feb 2003 | 27 Jul 2021 | None |
| Morgan Edward Court | Director | Aug 1992 | 27 Jul 2021 | None |
| Matthew James Watters | Secretary | Not published | 9 Apr 2023 | – |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 3
- still active
- 3
- is FCA-registered
- 1
In the full report: all 3 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- All 6 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£61.3k
−66% from £182k
Cash at bank
£11.0k
<1% from £11.0k
Employees (average)
10
−23% from 13
Owed within a year
£67.2k
+19% from £56.4k
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 09750455. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Cornwall Funeral Services’s history from the FCA register and Companies House, newest first.
2024
24 October 2024
- Scott Alan Watters stopped being a part-owner
- Wcf Holdings Limited took control (75–100% of shares)
Companies House
2021
26 July 2021
- Keith Edwards stopped being a part-owner
Companies House
2018
24 July 2018
- Became an appointed representative
FCA register
2016
26 August 2016
- Keith Edwards became a part-owner (25–50% of shares)
- Scott Alan Watters became a part-owner (25–50% of shares)
Companies House
2015
26 August 2015
- Incorporated at Companies House
Companies House
In the full report: all 16 events
- All 16 events in its history (7 shown here)
- Every director appointment and resignation: 9
Firms connected to Cornwall Funeral Services
Other FCA-listed firms that share a director, phone number or address with Cornwall Funeral Services. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share a director
- 1
In the full report: the connected firm, named
- How it is linked: shared directors (1)
- Who links it to this firm: the named directors, with dates
Firms like Cornwall Funeral Services
Other firms of the same type (funeral director), nearest first.
In the Truro (TR) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Cornwall Funeral Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 3 other companies its directors have run, named
- 2 background checks on its contact details
- 6 years of accounts, charted
- All 16 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk