CoverMy Ltd

Reference number: 571906

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When covermy.com first appeared online, and whether it can receive email
  • What kind of line 01992 566970 is, and the other firm that gives it
  • Who else gives the postcode CM20 2FB
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Other names (19)

If you were contacted under any of these names, it is this firm.

  • CoverMy Business Trading name
  • CoverMy Cab Trading name
  • CoverMy Community Trading name
  • CoverMy Courier Trading name
  • CoverMy Drive Trading name
  • CoverMy Fleet Trading name
  • CoverMy Home Trading name
  • CoverMy Minibus Trading name
  • CoverMy Motor Trading name
  • CoverMy Motorhome Trading name
  • CoverMy Property Trading name
  • CoverMy Trade Trading name
  • CoverMy Van Trading name
  • Mercury Insurance Brokers Limited Former name
  • Bond & Stein Commercial Former trading name
  • Glen Insurance Former trading name
  • Mercury Commercial Former trading name
  • Mercury Fleet Former trading name
  • Mercury Insurance Brokers Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07757031
Company status
Active
Company type
Private limited company
Incorporated
31 August 2011 (15 years old)
Registered office
Number One, Station Approach, Harlow, CM20 2FB, England
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Richard Dominic Cross Director Aug 1974 1 Jul 2014 5 other companies
Daniel Jamie Thompson Director Jul 1990 10 Oct 2023 5 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
8
closed down
3
are FCA-registered
2

In the full report: all 8 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • The 2 companies these 2 directors run together
  • All 7 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Full accountsNot audited

Net assets

£524k

+40% from £376k

Cash at bank

£1.25m

+8.3% from £1.16m

Owed within a year

£3.61m

<1% from £3.63m

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 07757031. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

CoverMy’s history from the FCA register and Companies House, newest first.

Key events (9) All events (48)

2023

13 December 2023

  • Martin Harris no longer has significant control

Companies House

2021

9 September 2021

  • Changed its registered name from "Mercury Insurance Brokers Limited"

FCA register

2016

6 April 2016

  • Covermy Group Limited took control (75–100% of shares)
  • Martin Harris gained significant control
  • Paul Gavin Dodds gained significant control

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2012

16 July 2012

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2011

31 August 2011

  • Incorporated at Companies House

Companies House

In the full report: all 48 events

  • All 48 events in its history (9 shown here)
  • Every director appointment and resignation: 12
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Firms connected to CoverMy

Other FCA-listed firms that share a director, phone number or address with CoverMy. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share a director
2
share its phone number
1

In the full report: all 3 connected firms, named

  • How each is linked: shared directors (2), the same phone number (1), the same postcode (3)
  • Who links each one: the named directors, with dates
Instant PDF download

Firms like CoverMy

Other firms of the same type (insurance broker), nearest first.

In Harlow

AutoProtect (MBI) LtdHarlowAuthorisedBox Legal LimitedHarlowAuthorisedEfcis LimitedHarlowAuthorisedFuture 45 LimitedHarlowSee the registerGothic Insurance Brokers LimitedHarlowAuthorisedMorgans Insurance LimitedHarlowAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on CoverMy

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 8 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 48 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is CoverMy Ltd FCA authorised?
Yes, CoverMy Ltd (FRN 571906) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2012 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is CoverMy’s phone number and website?
The FCA register lists the phone number 01992 566970 and the website covermy.com for CoverMy. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is CoverMy a scam or clone?
CoverMy is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with CoverMy?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about CoverMy to the Financial Ombudsman Service, free of charge.
Who owns CoverMy?
CoverMy is owned by Covermy Group Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016. Before that, it was controlled by Mr Martin Harris.
Who runs CoverMy?
Companies House lists 2 directors of CoverMy: Richard Dominic Cross and Daniel Jamie Thompson.
How long has CoverMy been in business?
The company was formed on 31 August 2011, and has held its current FCA authorisation since July 2012.
What do CoverMy’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £524k (+40% from £376k) and cash at bank of £1.25m (+8.3% from £1.16m).
Does CoverMy use any other names?
It trades as CoverMy Business, CoverMy Cab, CoverMy Community, CoverMy Courier and CoverMy Drive, and 8 more names. It has previously used 6 other names, including Mercury Insurance Brokers Limited, Bond & Stein Commercial and Glen Insurance.

Sources and links

The full report on CoverMy Ltd

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