Morgans Insurance Limited

Reference number: 582199

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When morgansinsurance.co.uk first appeared online, and whether it can receive email
  • What kind of line 01279 729250 is
  • Who else gives the postcode CM17 9TX
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Elmore James LLP Former name: A name it was registered under before.
  • Morgans GI LLP Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
2 November 2012 (13 years old)
Registered office
The Octagon Suite E2, 2nd Floor, Middleborough, Colchester, Essex, CO1 1TG, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
John Donnelly Director Jul 1967 2 Nov 2012 None
Scott Drane Director Dec 1974 2 Nov 2012 None
Scott David Drane Secretary Not published 14 Feb 2013 –

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 30 April 2026Full accountsNot audited

Net assets

£466k

−3.5% from £483k

Cash at bank

£411k

+5.8% from £388k

Owed within a year

£72.6k

+5.1% from £69.1k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 08279005. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Morgans Insurance’s history from the FCA register and Companies House, newest first.

2016

6 April 2016

  • John Donnelly became a part-owner (25–50% of shares)
  • Scott Drane became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

6 February 2013

  • Became authorised by the FCA

FCA register

2012

12 November 2012

  • Changed its registered name from "Elmore James LLP"

FCA register

2 November 2012

  • Incorporated at Companies House

Companies House

10 October 2012

  • Regulated by the Financial Services Authority from this date

FCA register

17 August 2012

  • Changed its registered name from "Morgans GI LLP"

FCA register

In the full report: all 13 events

  • All 13 events in its history (8 shown here)
  • Every director appointment and resignation: 2
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Firms like Morgans Insurance

Other firms of the same type (insurance broker), nearest first.

In Harlow

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Morgans Insurance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 13 events in its history

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Frequently asked questions about this firm

Is Morgans Insurance Limited FCA authorised?
Yes, Morgans Insurance Limited (FRN 582199) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2013 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Morgans Insurance’s phone number and website?
The FCA register lists the phone number 01279 729250 and the website morgansinsurance.co.uk for Morgans Insurance. If you were given different contact details, use these to check with the firm before going any further.
Is Morgans Insurance a scam or clone?
Morgans Insurance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Morgans Insurance?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Morgans Insurance to the Financial Ombudsman Service, free of charge.
Who owns Morgans Insurance?
Companies House lists 2 people with significant control of Morgans Insurance: Mr Scott Drane (25–50% of shares) and Mr John Donnelly (25–50% of shares).
Who runs Morgans Insurance?
Companies House lists 2 directors of Morgans Insurance: John Donnelly and Scott Drane.
How long has Morgans Insurance been in business?
The company was formed on 2 November 2012, and has held its current FCA authorisation since February 2013.
What do Morgans Insurance’s latest accounts show?
Its latest accounts, to 30 April 2026, show net assets of £466k (−3.5% from £483k) and cash at bank of £411k (+5.8% from £388k).
Does Morgans Insurance use any other names?
It has previously used 2 other names: Elmore James LLP and Morgans GI LLP.

Sources and links

The full report on Morgans Insurance Limited

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