Covrd.me Limited
Reference number: 835259
Instant download
Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 7 years
- Protected through the principal
- No FCA actions
- Active company since 2019
- Accounts filed up to 28 February 2025
- 1 thing worth a closer look in the background checks
Responsible principal firm
1.618 Advisory Services UK Limited Reference number: 670084 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- COVRD.ME LIMITED (FRN 835259) is an AR of 1.618 Advisory Services UK Limited (FRN 670084). When you use COVRD.ME's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from COVRD.ME, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Website
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Phone number
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Address
124-128 City Road, London, EC1V 2NX, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When covrd.me first appeared online, and whether it can receive email
- What kind of line 020 3597 9862 is
- Whether EC1V 2NX is a shared office: 214 other firms give it
FCA permissions and consumer protection
- Protection through the principal firmProtection works through 1.618 Advisory Services UK Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 11850987 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 27 February 2019 (7 years old)
- Registered office
- Kemp House, City Road, London, EC1V 2NX, England
- Nature of business
-
- Other information service activities not elsewhere classified (SIC 63990)
- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Candice Samantha Giles | Director | May 1982 | 27 Feb 2019 | 2 other companies |
| Tyrone Lancaster Hodgson | Director | Apr 1985 | 27 Feb 2019 | 3 other companies |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 3
- closed down
- 2
- is FCA-registered
- 1
In the full report: all 3 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- The 2 companies these 2 directors run together
- All 6 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£100
Same as £100
Employees (average)
0
Same as 0
Owed within a year
−£100
Same as −£100
These accounts were filed as dormant: the company reported no significant trading in the period.
Net assets
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 11850987. Figures are exactly as filed; nothing is estimated.
Key dates in its history
Covrd.me’s history from the FCA register and Companies House, newest first.
2022
10 February 2022
- Candice Giles became a part-owner (25–50% of shares)
Companies House
3 February 2022
- John Philip Vilton no longer has significant control
Companies House
2020
27 July 2020
- John Philip Vilton gained significant control
Companies House
2019
5 March 2019
- Became an appointed representative
FCA register
27 February 2019
- Incorporated at Companies House
- Tyrone Lancaster Hodgson took control (25–50% of shares)
Companies House
In the full report: all 16 events
- All 16 events in its history (6 shown here)
- Every director appointment and resignation: 10
Firms connected to Covrd.me
Other FCA-listed firms that share a director, phone number or address with Covrd.me. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share a director
- 1
In the full report: the connected firm, named
- How it is linked: shared directors (1)
- Who links it to this firm: the named directors, with dates
Firms like Covrd.me
Other firms of the same type (insurance broker), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Covrd.me
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 3 other companies its directors have run, named
- 3 background checks on its contact details, 1 flagged
- 6 years of accounts, charted
- All 16 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
Is Covrd.me Limited FCA authorised?
What does appointed representative mean for Covrd.me?
What is Covrd.me’s phone number and website?
Is Covrd.me a scam or clone?
Is my money safe with Covrd.me?
Who owns Covrd.me?
Who runs Covrd.me?
How long has Covrd.me been in business?
What do Covrd.me’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk