Cowan Funeral Directors Limited

Reference number: 993637

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Golden Charter Limited Reference number: 965279 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • COWAN FUNERAL DIRECTORS LIMITED (FRN 993637) introduces customers to Golden Charter Limited (FRN 965279). Any regulated advice or arranging is done by the principal, not COWAN FUNERAL DIRECTORS.
  • Example: if COWAN FUNERAL DIRECTORS refers you to a financial adviser, the advice should come from the principal firm, not from COWAN FUNERAL DIRECTORS itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01324 562100

  • Address

    Cowan Funeral Directors, 258 Main Street, Stenhousemuir, Larbert, Stirlingshire, FK5 3JP, United Kingdom

In the full report: 2 background checks

  • What kind of line 01324 562100 is
  • Who else gives the postcode FK5 3JP
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Golden Charter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Firms connected to Cowan Funeral Directors

Other FCA-listed firms that share a director, phone number or address with Cowan Funeral Directors. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Cowan Funeral Directors

Other firms of the same type (funeral director), nearest first.

In the Falkirk (FK) postcode area

Andrew Anderson & Sons Funeral Directors LimitedStirlingAppointed representativeColin J Wright Funeral Directors LimitedFalkirkAppointed representativeDavid Henderson-Lloyd Funeral Directors LimitedStirlingAppointed representativeHillview Funeral Services LtdAlloaAppointed representativeKevin MitchellFalkirkAppointed representativeMerrilees Family Funeral Directors Ltd.FalkirkAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cowan Funeral Directors

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Cowan Funeral Directors Limited FCA authorised?
Cowan Funeral Directors Limited (FRN 993637) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Cowan Funeral Directors?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Cowan Funeral Directors Limited (FRN 993637) introduces customers to Golden Charter Limited (FRN 965279). Any regulated advice or arranging is done by the principal, not Cowan Funeral Directors. Example: if Cowan Funeral Directors refers you to a financial adviser, the advice should come from the principal firm, not from Cowan Funeral Directors itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Cowan Funeral Directors’ phone number?
The FCA register lists the phone number 01324 562100 for Cowan Funeral Directors. If you were given different contact details, use these to check with the firm before going any further.
Is Cowan Funeral Directors a scam or clone?
Cowan Funeral Directors is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Cowan Funeral Directors?
Protection works through Golden Charter Limited, the principal firm responsible for Cowan Funeral Directors's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Sources and links

The full report on Cowan Funeral Directors Limited

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