Cox Financial Services Ltd

Reference number: 734843

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Quilter Financial Services Limited Reference number: 440703 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Cox Financial Services Ltd (FRN 734843) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Cox Financial Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Cox Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When coxfs.co.uk first appeared online, and whether it can receive email
  • What kind of line 07919 846092 is
  • Who else gives the postcode DE7 6JT
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Empathy Planning Trading name
  • Mark Cox Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Quilter Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
COX FINANCIAL SERVICES LIMITED
Company number
11320979
Company status
Active
Company type
Private limited company
Incorporated
20 April 2018 (8 years old)
Registered office
2 Greenside View, Smalley, Ilkeston, DE7 6JT, England
Nature of business
  • Activities of financial services holding companies (SIC 64205)

Directors and company secretaries

Name Role Born Appointed Other companies
Mark Christopher Cox Director Mar 1980 20 Apr 2018 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 30 April 2025Micro-entity accountsNot audited

Net assets

−£8

Up £6,086 from −£6,094

Employees (average)

1

Same as 1

Owed within a year

£8,251

Up £11.9k from −£3,680

Net assets are negative: on its last balance sheet the company owed £8 more than it owned.

Net assets

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11320979. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Cox Financial Services’s history from the FCA register and Companies House, newest first.

Key events (4) All events (8)

2019

5 June 2019

  • Changed its registered name from "Mark Cox"

FCA register

2018

20 April 2018

  • Incorporated at Companies House
  • Mark Christopher Cox took control (75–100% of shares)

Companies House

2016

1 February 2016

  • Became an appointed representative

FCA register

In the full report: all 8 events

  • All 8 events in its history (4 shown here)
  • Every director appointment and resignation: 1
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Firms like Cox Financial Services

Other firms of the same type (financial adviser), nearest first.

In the Derby (DE) postcode area

Blossom Financial Planning LtdDerbyAppointed representativeAdams Wilkinson Finance LtdBurton-on-TrentAppointed representativeAevans Financial Services LtdAppointed representativeAlexanders Financial Planning LtdBurton-On-TrentAppointed representativeAMG Wealth Management LtdDerbyAppointed representativeAndrew DarganBurton-On-TrentAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cox Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 8 events in its history

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Frequently asked questions about this firm

Is Cox Financial Services Ltd FCA authorised?
Cox Financial Services Ltd (FRN 734843) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Cox Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Cox Financial Services Ltd (FRN 734843) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Cox Financial Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Cox Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Cox Financial Services’ phone number and website?
The FCA register lists the phone number 07919 846092 and the website coxfs.co.uk for Cox Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Cox Financial Services a scam or clone?
Cox Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Cox Financial Services?
Protection works through Quilter Financial Services Limited, the principal firm responsible for Cox Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Cox Financial Services?
Companies House lists one person with significant control of Cox Financial Services: Mr Mark Christopher Cox (75–100% of shares).
Who runs Cox Financial Services?
Companies House lists one director of Cox Financial Services: Mark Christopher Cox.
How long has Cox Financial Services been in business?
The company was formed on 20 April 2018.
What do Cox Financial Services’ latest accounts show?
Its latest accounts, to 30 April 2025, show net assets of −£8 (up £6,086 from −£6,094).
Does Cox Financial Services use any other names?
It trades as Empathy Planning. It has previously used the name Mark Cox.

Sources and links

The full report on Cox Financial Services Ltd

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