Cox & Flight Financial Solutions Ltd

Reference number: 952645

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

HL Partnership Limited Reference number: 303397 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Cox & Flight Financial Solutions Ltd (FRN 952645) is an AR of HL Partnership Limited (FRN 303397). When you use Cox & Flight Financial Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Cox & Flight Financial Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When coxandflight.com first appeared online, and whether it can receive email
  • What kind of line 07968 934331 is
  • Who else gives the postcode LS20 9JB
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Other names (6)

If you were contacted under any of these names, it is this firm.

  • Anantam Mortgages and Protection Trading name
  • Century Oak Financial Solutions Trading name
  • Cox & Flight Trading name
  • Cox & Flight Mortgage and Insurance Brokers Trading name
  • Cox & Flight Mortgage Brokers Trading name
  • Overcombe Financial Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through HL Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
13246868
Company status
Active
Company type
Private limited company
Incorporated
5 March 2021 (5 years old)
Registered office
1a Town Gate, Guiseley, Leeds, LS20 9JB, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Simon Cox Director Aug 1967 5 Mar 2021 1 other company
Scot Flight Director Oct 1965 5 Mar 2021 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 July 2025Micro-entity accountsNot audited

Net assets

£18.1k

Up £17.5k from £645

Employees (average)

3

Same as 3

Owed within a year

£6,422

−61% from £16.6k

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2022 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13246868. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Cox & Flight Financial Solutions’s history from the FCA register and Companies House, newest first.

Key events (5) All events (13)

2026

7 July 2026

  • Simon Cox stopped being a part-owner

Companies House

2021

10 June 2021

  • Became an appointed representative

FCA register

5 March 2021

  • Incorporated at Companies House
  • Scot Flight took control (75–100% of shares)
  • Simon Cox became a part-owner (25–50% of shares)

Companies House

In the full report: all 13 events

  • All 13 events in its history (5 shown here)
  • Every director appointment and resignation: 2
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Firms like Cox & Flight Financial Solutions

Other firms of the same type (mortgage adviser or broker), nearest first.

In the Leeds (LS) postcode area

A F Commercial LimitedIlkleyAppointed representativeAdvantage Mortgage Services (Yorkshire) LimitedLeedsAppointed representativeAlison TroughtLeedsAppointed representativeApex Mortgage & Protection UK LtdLeedsAppointed representativeApplied Financial Lines International (UK Branch)LeedsAppointed representativeAVRM LtdPudseyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cox & Flight Financial Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 13 events in its history

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Frequently asked questions about this firm

Is Cox & Flight Financial Solutions Ltd FCA authorised?
Cox & Flight Financial Solutions Ltd (FRN 952645) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Cox & Flight Financial Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Cox & Flight Financial Solutions Ltd (FRN 952645) is an AR of HL Partnership Limited (FRN 303397). When you use Cox & Flight Financial Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Cox & Flight Financial Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Cox & Flight Financial Solutions’ phone number and website?
The FCA register lists the phone number 07968 934331 and the website coxandflight.com for Cox & Flight Financial Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Cox & Flight Financial Solutions a scam or clone?
Cox & Flight Financial Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Cox & Flight Financial Solutions?
Protection works through HL Partnership Limited, the principal firm responsible for Cox & Flight Financial Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Cox & Flight Financial Solutions?
Companies House lists one person with significant control of Cox & Flight Financial Solutions: Mr Scot Flight (75–100% of shares). Before that, it was controlled by Mr Simon Cox.
Who runs Cox & Flight Financial Solutions?
Companies House lists 2 directors of Cox & Flight Financial Solutions: Simon Cox and Scot Flight.
How long has Cox & Flight Financial Solutions been in business?
The company was formed on 5 March 2021.
What do Cox & Flight Financial Solutions’ latest accounts show?
Its latest accounts, to 31 July 2025, show net assets of £18.1k (up £17.5k from £645).
Does Cox & Flight Financial Solutions use any other names?
It trades as Anantam Mortgages and Protection, Century Oak Financial Solutions, Cox & Flight, Cox & Flight Mortgage and Insurance Brokers and Cox & Flight Mortgage Brokers, and 1 more names.

Sources and links

The full report on Cox & Flight Financial Solutions Ltd

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