Craig & Beverly Ltd

Reference number: 980852

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Golden Charter Limited Reference number: 965279 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • CRAIG & BEVERLY LTD (FRN 980852) is an AR of Golden Charter Limited (FRN 965279). When you use CRAIG & BEVERLY's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from CRAIG & BEVERLY, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01467 623456

  • Address

    7 Constitution Street, Inverurie, Aberdeenshire, AB51 4SQ, United Kingdom

In the full report: 2 background checks

  • What kind of line 01467 623456 is
  • Who else gives the postcode AB51 4SQ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Craig & Beverly Funeral Directors Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Golden Charter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC436338
Company status
Active
Company type
Private limited company
Incorporated
7 November 2012 (13 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Funeral and related activities (SIC 96030)

Directors and company secretaries

Name Role Born Appointed Other companies
Marie-Louise Wyness Director Dec 1970 7 Nov 2012 2 other companies
Sean Duncan Wyness Director Aug 1971 7 Nov 2012 1 other company
Marie-Louise Wyness Secretary Not published 7 Nov 2012 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
run together
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
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Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Net assets

£257k

+7.4% from £239k

Cash at bank

£202k

+80% from £112k

Employees (average)

7

+17% from 6

Owed within a year

£49.6k

+54% from £32.3k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC436338. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Craig & Beverly’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2022

12 August 2022

  • Became an appointed representative

FCA register

2016

6 April 2016

  • Marie-Louise Wyness became a part-owner (25–50% of shares)
  • Sean Duncan Wyness became a part-owner (25–50% of shares)

Companies House

2012

7 November 2012

  • Incorporated at Companies House

Companies House

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 2
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Firms connected to Craig & Beverly

Other FCA-listed firms that share a director, phone number or address with Craig & Beverly. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Craig & Beverly

Other firms of the same type (funeral director), nearest first.

In the Aberdeen (AB) postcode area

A.d. Walker Funeral Directors LimitedBanffAppointed representativeBerriedale Funeral Home LimitedWesthillAppointed representativeBrian Smith Funeral Services LtdPeterculterAppointed representativeBuchan Funeral Directors LimitedPeterheadAppointed representativeFrank S McLean & Son LtdKeithAppointed representativeFraserburgh Funeral Services LimitedFraserburghAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Craig & Beverly

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 7 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Craig & Beverly Ltd FCA authorised?
Craig & Beverly Ltd (FRN 980852) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Craig & Beverly?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Craig & Beverly Ltd (FRN 980852) is an AR of Golden Charter Limited (FRN 965279). When you use Craig & Beverly's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Craig & Beverly, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Craig & Beverly’s phone number?
The FCA register lists the phone number 01467 623456 for Craig & Beverly. If you were given different contact details, use these to check with the firm before going any further.
Is Craig & Beverly a scam or clone?
Craig & Beverly is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Craig & Beverly?
Protection works through Golden Charter Limited, the principal firm responsible for Craig & Beverly's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Craig & Beverly?
Companies House lists 2 people with significant control of Craig & Beverly: Mr Sean Duncan Wyness (25–50% of shares) and Mrs Marie-Louise Wyness (25–50% of shares).
Who runs Craig & Beverly?
Companies House lists 2 directors of Craig & Beverly: Marie-Louise Wyness and Sean Duncan Wyness.
How long has Craig & Beverly been in business?
The company was formed on 7 November 2012.
What do Craig & Beverly’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £257k (+7.4% from £239k) and cash at bank of £202k (+80% from £112k).
Does Craig & Beverly use any other names?
It trades as Craig & Beverly Funeral Directors.

Sources and links

The full report on Craig & Beverly Ltd

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