Craig Esplin

Reference number: 424888

Instant download

Appointed representative

Craig Esplin does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

The Right Mortgage Limited Reference number: 649443 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Craig Esplin (FRN 424888) is an AR of The Right Mortgage Limited (FRN 649443). When you use Craig Esplin's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Craig Esplin, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0845 644 7688

  • Address

    17 Crofthead Street, Falkirk, Stirlingshire, FK2 7GG, United Kingdom

In the full report: 2 background checks

  • What kind of line 0845 644 7688 is
  • Who else gives the postcode FK2 7GG
Instant PDF download
Other names (3)

If you were contacted under any of these names, it is this firm.

  • Fair Deal Mortgages Trading name
  • The Mortgage Marrket Place At Fair Deal Mortgages Trading name
  • Fair Deal Home Insurance Services Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Craig Esplin’s history from the FCA register and Companies House, newest first.

Key events (3) All events (7)

2016

21 November 2016

  • Changed its registered name from "Fair Deal Mortgages"

FCA register

2007

31 January 2007

  • Changed its registered name from "Fair Deal Home Insurance Services"

FCA register

2005

27 January 2005

  • Became an appointed representative

FCA register

In the full report: all 7 events

  • All 7 events in its history (3 shown here)
Instant PDF download

Firms like Craig Esplin

Other firms of the same type (mortgage adviser or broker), nearest first.

In Falkirk

GT Mortgages LtdFalkirkAppointed representativeMark DryburghFalkirkAppointed representativeMortgage IT LtdFalkirkAppointed representativeThe Mortgage Advice Club Commercial LtdFalkirkAppointed representativeCastle Financial Consultants LimitedFalkirkAuthorisedFalkirk Independent Financial Consultants LimitedFalkirkAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Craig Esplin

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 7 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Craig Esplin FCA authorised?
Craig Esplin (FRN 424888) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Craig Esplin?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Craig Esplin (FRN 424888) is an AR of The Right Mortgage Limited (FRN 649443). When you use Craig Esplin's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Craig Esplin, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Craig Esplin’s phone number?
The FCA register lists the phone number 0845 644 7688 for Craig Esplin. If you were given different contact details, use these to check with the firm before going any further.
Is Craig Esplin a scam or clone?
Craig Esplin is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Craig Esplin?
Protection works through The Right Mortgage Limited, the principal firm responsible for Craig Esplin's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Craig Esplin use any other names?
It trades as Fair Deal Mortgages and The Mortgage Marrket Place At Fair Deal Mortgages. It has previously used the name Fair Deal Home Insurance Services.

Sources and links

The full report on Craig Esplin

£19.99 · Instant PDF download

Loading secure checkout…