GT Mortgages Ltd

Reference number: 432891

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Malleny Ltd Reference number: 629748 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • GT Mortgages Ltd (FRN 432891) is an AR of Malleny Ltd (FRN 629748). When you use GT Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from GT Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When gtmortgages.co.uk first appeared online, and whether it can receive email
  • What kind of line 01324 622213 is
  • Who else gives the postcode FK1 1NB
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • GT Mortgages Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Malleny Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC298635
Company status
Active
Company type
Private limited company
Incorporated
13 March 2006 (20 years old)
Registered office
10 Bank Street, Falkirk, FK1 1NB
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Alana Marie Thomson Director Jul 1977 13 Mar 2006 None
Graham Thomson Director Jul 1959 13 Mar 2006 None
Alana Marie Thomson Secretary Not published 13 Mar 2006 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 3 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 March 2026Full accountsNot audited

Net assets

£122k

−18% from £149k

Cash at bank

£123k

−19% from £151k

Owed within a year

£11.0k

−37% from £17.4k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company SC298635. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

GT Mortgages’s history from the FCA register and Companies House, newest first.

2016

6 April 2016

  • Alana Marie Thomson became a part-owner (25–50% of shares)
  • Graham Thomson became a part-owner (25–50% of shares)

Companies House

2006

19 June 2006

  • Changed its registered name from "GT Mortgages"

FCA register

13 March 2006

  • Incorporated at Companies House
  • Alana Marie Thomson appointed as a director
  • Graham Thomson appointed as a director

Companies House

2005

18 May 2005

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like GT Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In Falkirk

Craig EsplinFalkirkAppointed representativeMark DryburghFalkirkAppointed representativeMortgage IT LtdFalkirkAppointed representativeThe Mortgage Advice Club Commercial LtdFalkirkAppointed representativeCastle Financial Consultants LimitedFalkirkAuthorisedFalkirk Independent Financial Consultants LimitedFalkirkAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on GT Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 7 events in its history

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Frequently asked questions about this firm

Is GT Mortgages Ltd FCA authorised?
GT Mortgages Ltd (FRN 432891) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for GT Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. GT Mortgages Ltd (FRN 432891) is an AR of Malleny Ltd (FRN 629748). When you use GT Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from GT Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is GT Mortgages’ phone number and website?
The FCA register lists the phone number 01324 622213 and the website gtmortgages.co.uk for GT Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is GT Mortgages a scam or clone?
GT Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with GT Mortgages?
Protection works through Malleny Ltd, the principal firm responsible for GT Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns GT Mortgages?
Companies House lists 2 people with significant control of GT Mortgages: Mr Graham Thomson (25–50% of shares) and Mrs Alana Marie Thomson (25–50% of shares).
Who runs GT Mortgages?
Companies House lists 2 directors of GT Mortgages: Alana Marie Thomson and Graham Thomson.
How long has GT Mortgages been in business?
The company was formed on 13 March 2006.
What do GT Mortgages’ latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £122k (−18% from £149k) and cash at bank of £123k (−19% from £151k).
Does GT Mortgages use any other names?
It has previously used the name GT Mortgages.

Sources and links

The full report on GT Mortgages Ltd

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