Crathorne Wealth Management Ltd

Reference number: 917496

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Crathorne Wealth Management Ltd (FRN 917496) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Crathorne Wealth Management's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Crathorne Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When partnership.sjp.co.uk first appeared online, and whether it can receive email
  • What kind of line 07388 664308 is
  • Whether NE1 2HF is a shared office: 26 other firms give it
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • Harrison Kerr Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
21 January 2022 (4 years old)
Registered office
31 High Street, Stokesley, Middlesbrough, TS9 5AD, United Kingdom
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Harrison Kerr Director Jan 1996 21 Jan 2022 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 May 2025Micro-entity accountsNot audited

Net assets

£102k

+6.2% from £96.0k

Employees (average)

0

Same as 0

Owed within a year

£237k

−12% from £269k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13864109. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Crathorne Wealth Management’s history from the FCA register and Companies House, newest first.

2022

3 March 2022

  • Changed its registered name from "Harrison Kerr"

FCA register

21 January 2022

  • Incorporated at Companies House
  • Harrison Kerr took control (75–100% of shares)

Companies House

2019

27 November 2019

  • Became an appointed representative

FCA register

In the full report: all 9 events

  • All 9 events in its history (4 shown here)
  • Every director appointment and resignation: 3
Instant PDF download

Firms like Crathorne Wealth Management

Other firms of the same type (insurance broker), nearest first.

In Newcastle upon Tyne

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Crathorne Wealth Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • All 9 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Crathorne Wealth Management Ltd FCA authorised?
Crathorne Wealth Management Ltd (FRN 917496) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Crathorne Wealth Management?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Crathorne Wealth Management Ltd (FRN 917496) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Crathorne Wealth Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Crathorne Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Crathorne Wealth Management’s phone number and website?
The FCA register lists the phone number 07388 664308 and the website partnership.sjp.co.uk/partner/crathornewm for Crathorne Wealth Management. If you were given different contact details, use these to check with the firm before going any further.
Is Crathorne Wealth Management a scam or clone?
Crathorne Wealth Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Crathorne Wealth Management?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Crathorne Wealth Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Crathorne Wealth Management?
Companies House lists one person with significant control of Crathorne Wealth Management: Mr Harrison Kerr (75–100% of shares).
Who runs Crathorne Wealth Management?
Companies House lists one director of Crathorne Wealth Management: Harrison Kerr.
How long has Crathorne Wealth Management been in business?
The company was formed on 21 January 2022.
What do Crathorne Wealth Management’s latest accounts show?
Its latest accounts, to 31 May 2025, show net assets of £102k (+6.2% from £96.0k).
Does Crathorne Wealth Management use any other names?
It has previously used the name Harrison Kerr.

Sources and links

The full report on Crathorne Wealth Management Ltd

£19.99 · Instant PDF download

Loading secure checkout…